Cecil County property record for 45 Ratledge Ln, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 408 sqft · built 1968 |
| Lot Size | 0.275 acres (11,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,500 (Sep 2004) |
| Tax Bill | $965 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 07-008341 |
| Primary APN | 07-008341 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 408 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,996 sqft (0.275 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 008341 |
|---|---|
| Street Address | 45 RATLEDGE LN |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOTS 3,4,5 -.2754 AC 45 RATLEDGE LANE OCTORARO PLACE |
| Legal Subdivision | OCTORARO PLACE |
| Legal Lot Number | 3-5 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31201 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61 TULIP POPLAR LN, CONOWINGO, MD 21918-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2004 · Amount on Record |
| Deed Sale | Sep 29, 2004 · Amount on Record |
| Prior Sale | Jun 18, 1990 · Amount on Record |
| Deed Document Number | 2004265621 |
| Deed Book / Page | 1746 / 508 |
| Record Updated | Oct 29, 2026 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $965.00 (+2.99%) Homeowner's exemption | $86,400 (+16.91%) Land $33,400 Building $53,000 | $86,400 (+16.91%) Land $33,400 Building $53,000 |
| 2025 | $937.00 (+149.2%) Homeowner's exemption | ||
| 2023 | $376.00 Homeowner's exemption | $73,900 Land $33,400 Building $40,500 | $73,900 Land $33,400 Building $40,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
4G LTE (outdoors only), no 5G reported
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