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5191 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5191 Appenine Loop E, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2016
Square Footage3,730 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$417,000 (2017)
Tax Bill$7,563.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425700011060

Interior

Bedrooms5 Beds
Full Baths5 Baths
Building Area3,730 sqft Heated Area
Gross Area4,351 sqft Gross Area
1st Floor1,757 sqft 1st Floor
Upper Floors1,973 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5191 APPENINE LOOP E
CitySAINT CLOUD
StateFL
Zip34771-9276
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 106
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase2
Legal Tract4257
Legal Lot Number106
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3020
Census Tract43700

Owner

Source: Osceola County records · APN 202531425700011060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5191 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 10, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
HAMILTON HM LNS INC
Sep 22, 2017Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
M&I FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Deed Doc Number2017134500
Deed Book / Page5211 / 1502
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5191 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Transaction TypeMortgage
Record UpdatedMay 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5370 DOUGLAS FIR DR, SAINT CLOUD, FL 34771-0106

Mortgage

Document Number0061950154
DateApr 18, 2022
Book Page6195/154
Instrument2022060186
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5191 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Document Number0058331827
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 08, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5191 APPENINE LOOP E ST CLOUD FL 347719276, ST CLOUD, FL 34771-9276

Mortgage

Document Number0058331827
DateNov 16, 2020
Book Page005833/001827
Instrument156523
Lender
NameHAMILTON HM LNS INC
AddressSUNRISE, FL 33323
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2050

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 22, 2017
Property Address5191 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Document Number0052111502
Book / Page005211 / 001502
Instrument DateSep 08, 2017
Instrument134500
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 24, 2017
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,919.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5191 APPENINE LOOP E ST CLOUD FL 347719276, ST CLOUD, FL 34771-9276

Mortgage

Document Number52111503
DateSep 22, 2017
Book Page005211/001503
Instrument134501
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,563.00 (+1,117.87%)$494,500 (+35.76%) Land $81,000 Building $413,500$494,500 (-2.25%) Land $81,000 Building $413,500
2023$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$364,249 (+3%)$505,900 (+16.41%) Land $65,000 Building $440,900
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$353,640$434,600 Land $60,000 Building $374,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 621 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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