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5186 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5186 Appenine Loop E, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,092 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2023)
Tax Bill$4,539.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425700011230

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,092 sqft Heated Area
Gross Area2,666 sqft Gross Area
1st Floor2,092 sqft 1st Floor
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool Area338 sqft Pool
FenceFence
Deck Area508 sqft Deck
PorchOpen Porch
Porch Area154 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5186 APPENINE LOOP E
CitySAINT CLOUD
StateFL
Zip34771-9273
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 123
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase2
Legal Tract4257
Legal Lot Number123
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3021
Census Tract43700

Owner

Source: Osceola County records · APN 202531425700011230

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5186 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 24, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Feb 03, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2023 · Amount on Record
Deed SaleMay 03, 2023 · Amount on Record
Prior SaleFeb 03, 2022 · Amount on Record
Deed Doc Number2023055286
Deed Book / Page6400 / 367
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 03, 2023
Property Address5186 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
Document Number0064000367
Book / Page6400 / 367
Map ReferenceMB 23 PG 195-197
Instrument DateApr 28, 2023
Instrument2023055286
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1650 CATERPILLAR STREET, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5186 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273

Mortgage

Document Number0006400368
DateMay 03, 2023
Instrument6400/368
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5186 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5186 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273

Mortgage

Document Number0058972281
DateFeb 24, 2021
Book Page5897/2281
Instrument2021026933
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term247 Months
DueSep 01, 2041

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 03, 2022
Property Address5186 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
Document Number0061421815
Book / Page6142 / 1815
Map ReferenceMB 23 PG 195-197
Instrument DateDec 02, 2021
Instrument2022018167
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanySIMPLY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5186 APPENINE LOOP E, 5186, SAINT CLOUD, FL 34771-9273

Transferred To (Grantee/Buyer)

NameVerified Name
Address3631 NW 15TH ST, MIAMI, FL 33125-1717

Mortgage

Document Number0061421818
DateFeb 03, 2022
Instrument6142/1818
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,539.00 (-22.54%) Homeowner's exemption$317,076 (-17.58%)$378,600 (-1.59%) Land $75,000 Building $303,600
2023$5,860.00 (+11.34%)$384,700 (+14.7%) Land $65,000 Building $319,700$384,700 (+14.7%) Land $65,000 Building $319,700
2022$5,263.00$335,400 Land $60,000 Building $275,400$335,400 Land $60,000 Building $275,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 621 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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