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5196 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5196 Appenine Loop E, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,092 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2026)
Tax Bill$3,918.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-25-31-4257-0001-1260
Alternative APN
  • 253120425700011260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,092 sqft Living Area
Gross Area2,666 sqft Gross Area
1st Floor2,092 sqft 1st Floor
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area154 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5196 APPENINE LOOP E
CitySAINT CLOUD
StateFL
Zip34771-9273
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 126
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE PH 2
Legal Phase2
Legal Tract4257
Legal Block1260
Legal Lot Number126
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3021
Census Tract43700

Owner

Source: Osceola County records · APN 20-25-31-4257-0001-1260

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5196 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · Conventional Mortgage
AMWEST FUNDING CORPORATION
Aug 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleSep 28, 2016 · Amount on Record
Deed Doc Number202677647
Deed Book / Page6987 / 1266
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 12, 2026
Property Address5196 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
Document Number0000077647
Book / Page6987 / 1266
Instrument DateJun 10, 2026
Instrument202677647
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$282,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5196 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273

Mortgage

Document Number0000077648,
DateJun 12, 2026
Instrument202677648
Lender
NameAMWEST FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5196 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5196 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273

Mortgage

Document Number0060162742
DateAug 05, 2021
Book Page6016/2742
Instrument2021121374
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term302 Months
DueOct 01, 2046

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,918.00 (+7.4%) Homeowner's exemption$272,268 (+5.99%)$352,100 (-2.36%) Land $75,000 Building $277,100
2023$3,648.00 (+4.2%) Homeowner's exemption$256,889 (+3%)$360,600 (+16.06%) Land $65,000 Building $295,600
2022$3,501.00 Homeowner's exemption$249,407$310,700 Land $60,000 Building $250,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 709 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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