5188 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5188 Appenine Loop E, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,190 sqft Living Area
Lot Size	5,662 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$13,000 (2021)
Tax Bill	$3,881.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-25-31-4257-0001-1240`
Alternative APN	`253120425700011240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,190 sqft Living Area
Gross Area	2,835 sqft Gross Area
1st Floor	2,190 sqft 1st Floor
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,662 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	204 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5188 APPENINE LOOP E
City	SAINT CLOUD
State	FL
Zip	34771-9273
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 124
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE VILLAGE PH 2
Legal Phase	2
Legal Tract	4257
Legal Block	1240
Legal Lot Number	124
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3021
Census Tract	43700

Owner

Source: Osceola County records · APN 20-25-31-4257-0001-1240

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5188 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Doc Number	2021183627
Deed Book / Page	6095 / 1445
Prior Transfer Date	Nov 05, 2021
Prior Transfer Doc	0060951445
Record Refreshed	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 29, 2021
Property Address	5188 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273
Document Number	0060951445
Book / Page	6095 / 1445
Map Reference	MB 23 PG 195-197
Instrument Date	Nov 05, 2021
Instrument	2021183627
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Tax	$91.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 APPENINE LOOP E, SAINT CLOUD, FL 34771-9273

Mortgage

Document Number	0060951448
Date	Nov 29, 2021
Instrument	6095/1448

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,078.00 (+5.08%) Homeowner's exemption	$283,818 (+5.99%)	$365,100 (-2.51%) Land $75,000 Building $290,100
2024	$3,881.00 (+2.13%)
2023	$3,800.00 (+4.14%) Homeowner's exemption	$267,787 (+3%)	$374,500 (+15.94%) Land $65,000 Building $309,500
2022	$3,649.00 Homeowner's exemption	$259,988	$323,000 Land $60,000 Building $263,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 621 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.