5189 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5189 Appenine Loop E, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage3,745 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$399,900 (2016)
Tax Bill$6,083.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425700011050

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,745 sqft Heated Area
Gross Area4,388 sqft Gross Area
1st Floor1,757 sqft 1st Floor
Upper Floors1,988 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Pool Area28 sqft Pool
FenceFence
Deck Area872 sqft Deck
PorchOpen Porch
Porch Area202 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5189 APPENINE LOOP E
CitySAINT CLOUD
StateFL
Zip34771-9276
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 105
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase2
Legal Tract4257
Legal Lot Number105
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3020
Census Tract43700

Owner

Source: Osceola County records · APN 202531425700011050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5189 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2016 · Amount on Record
Deed SaleSep 30, 2016 · Amount on Record
Deed Doc Number2016149026
Deed Book / Page5033 / 2396
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5189 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057762070
DateAug 18, 2020
Book Page5776/2070
Instrument2020109077
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5189 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060710359
DateOct 22, 2021
Book Page6071/359
Instrument2021164983
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,083.00 (+6.59%) Homeowner's exemption$428,511 (+5.99%)$530,300 (-2.89%) Land $75,000 Building $455,300
2023$5,707.00 (+13.98%) Homeowner's exemption$404,306 (+13.19%)$546,100 (+24.68%) Land $65,000 Building $481,100
2022$5,007.00 Homeowner's exemption$357,191$438,000 Land $60,000 Building $378,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 621 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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