Harford County property record for 519 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,587 sqft · built 1971 |
| Lot Size | 0.703 acres (30,615 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Nov 2023) |
| Tax Bill | $5,270 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-089509 |
| Primary APN | 03-089509 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,587 sqft Total Area |
| Basement Area | 1,315 sqft |
| Finished Basement | 1,315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,615 sqft (0.703 acres) |
| Lot Dimensions | 195 ft deep x 157 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 280 sqft |
| Patio Area | 506 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 089509 |
|---|---|
| Street Address | 519 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 73 30615 SF 519 STRATFORD ROAD WOODCREST S3 P 21/28 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 73 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 303400 |
519 Stratford Rd is owned and occupied by two individuals who bought it in November 2023.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SECURITYPLUS FCU |
| Nov 16, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jun 15, 2023 | Deed, Transfer · Commercial Mortgage CONSTRUCTION FINANCE COMPANY LLC |
| Jun 12, 2023 | Deed, Transfer · Stand-Alone First Mortgage CONSTRUCTION FINANCIAL SERVICES INC |
| Jun 28, 2017 | Quit Claim Deed, Transfer HOME TITLE CORPORATION, HOME TITLE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Jun 15, 2023 · Amount on File |
| Deed Book / Page | 16096 / 57 |
| Prior Transfer Date | Jun 21, 2017 |
| Prior Transfer Doc | 0124120011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | EMERALD BAY ESCROW SERVICES LLC, EMERALD BAY ESCROW SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 0168100353 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 16810/353 |
| Name | SECURITYPLUS FCU |
|---|---|
| Type | Credit Union |
| Address | WINDSOR MILL, MD 21244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 16, 2023 |
| Property Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 0160960057 |
| Book / Page | 16096 / 57 |
| Map Reference | MB GRG 21 FO 28 |
| Instrument Date | Nov 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | REAL ESTATE SETTLEMENT COMPANY, REAL ESTATE SETTLEMENETS & E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 0160960062 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 16096-0062 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 15, 2023 |
| Property Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 0159400316 |
| Book / Page | 15940 / 316 |
| Map Reference | MB GRG 21 FO 28 |
| Instrument Date | Jun 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 750 CONCOURSE CIR # 343, 343, BALTIMORE, MD 21220-2995 |
| Document Number | 0159400319 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 15940-0319 |
| Name | CONSTRUCTION FINANCE COMPANY LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 12, 2023 |
| Property Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 0159340178 |
| Book / Page | 15934 / 178 |
| Map Reference | MB GRG 21 FO 28 |
| Instrument Date | Jun 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5004 HONEYGO CENTER DR # 102285, 102285, PERRY HALL, MD 21128-8963 |
| Document Number | 0159340182 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 15934-0182 |
| Name | CONSTRUCTION FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 28, 2017 |
| Property Address | 519 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 0124120011 |
| Book / Page | 012412 / 000011 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Title Company | HOME TITLE CORPORATION, HOME TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 519 STRATFORD RD FALLSTON MD 210472913, FALLSTON, MD 21047-2913 |
The 2026 property tax bill for 519 Stratford Rd was $5,270 with a homeowner's exemption, up 19.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,270.00 (+19.26%) Homeowner's exemption | $478,100 | $609,500 Land $132,100 Building $477,400 |
| 2025 | $4,419.00 Homeowner's exemption | ||
| 2023 | $387,533 (+3.31%) | $412,400 (+9.94%) Land $132,100 Building $280,300 | |
| 2022 | $4,148.00 (+0.1%) | $375,100 Land $132,100 Building $243,000 | $375,100 Land $132,100 Building $243,000 |
| 2021 | $4,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 519 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 519 Stratford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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