Harford County property record for 522 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,577 sqft · built 1970 |
| Lot Size | 0.611 acres (26,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (Sep 2019) |
| Tax Bill | $4,196 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-133494 |
| Primary APN | 03-133494 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,577 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 26,600 sqft (0.611 acres) |
| Lot Dimensions | 190 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 511 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 133494 |
|---|---|
| Street Address | 522 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 92 26600 522 STRATFORD ROAD WOODCREST S3 PT 21/28 |
| Legal Subdivision | PLAT ONE SECTION THREE WOODCREST |
| Legal Lot Number | 92,522 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 303400 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 STRATFORD RD, FALLSTON, MD 21047-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2019 | Grant Deed, Transfer · Conventional with PMI ROSEDALE FED'L S&L ASSN |
| Dec 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Dec 28, 1994 · Amount on Record |
| Deed Book / Page | 13424 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 4, 2019 |
| Property Address | 522 STRATFORD RD, FALLSTON, MD 21047-2915 |
| Document Number | 0134240127 |
| Book / Page | 013424 / 000127 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 522 STRATFORD RD FALLSTON MD 210472915, FALLSTON, MD 21047-2915 |
| Document Number | 134240132 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 013424/000132 |
| Name | ROSEDALE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | BALTIMORE, MD 21236 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 3, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 4, 2017 |
| Property Address | 522 STRATFORD RD, FALLSTON, MD 21047-2915 |
| Document Number | 0126230129 |
| Book / Page | 012623 / 000129 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 522 STRATFORD RD FALLSTON MD 210472915, FALLSTON, MD 21047-2915 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,533 (+11.55%) | $446,200 (+12.76%) Land $131,300 Building $314,900 | |
| 2025 | $4,196.00 (+9.79%) Homeowner's exemption | ||
| 2023 | $369,833 | $395,700 Land $131,300 Building $264,400 | |
| 2022 | $3,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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