Harford County property record for 514 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,002 sqft · built 1972 |
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (Jun 1998) |
| Tax Bill | $3,934 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-117138 |
| Primary APN | 03-117138 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 24,000 sqft (0.551 acres) |
| Lot Dimensions | 150 ft deep x 157 ft wide |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 117138 |
|---|---|
| Street Address | 514 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 96 150/170X150 514 STRATFORD ROAD WOODCREST S3 PT 21/30 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 96,514 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 303400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 STRATFORD RD, FALLSTON, MD 21047-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 9, 2017 | Loan Modification, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 1998 · Amount on Record |
| Deed Sale | Jun 12, 1998 · Amount on Record |
| Deed Document Number | 19982371 |
| Deed Book / Page | 2734 / 324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 514 STRATFORD RD, FALLSTON, MD 21047-2916 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MID-ATLANTIC SETTLEMENT SERVICES, MID ATLANTIC SETTLEMENT SERV |
| Name | Verified Name |
|---|---|
| Address | 514 STRATFORD RD, FALLSTON, MD 21047-2916 |
| Document Number | 0150660106 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 15066/106 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 514 STRATFORD RD, FALLSTON, MD 21047-2916 |
| Document Number | 0125940229 |
| Instrument Date | Oct 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 514 STRATFORD RD FALLSTON MD 210472916, FALLSTON, MD 21047-2916 |
| Document Number | 0125940229 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 012594/000229 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 13, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,934.00 (+6.93%) | $355,467 (+10.32%) | $382,400 (+11.81%) Land $130,800 Building $251,600 |
| 2025 | $3,679.00 (+6.24%) | ||
| 2023 | $322,200 | $342,000 Land $130,800 Building $211,200 | |
| 2022 | $3,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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