Harford County property record for 521 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,920 sqft · built 1971 |
| Lot Size | 0.703 acres (30,615 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Aug 2007) |
| Tax Bill | $4,301 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-122034 |
| Primary APN | 03-122034 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,615 sqft (0.703 acres) |
| Lot Dimensions | 195 ft deep x 157 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 336 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 122034 |
|---|---|
| Street Address | 521 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 74 157X195 521 STRATFORD ROAD WOODCREST S1 P 21/28 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 74 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 303400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL EMPLOYEES CU OF BALTIMORE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2007 · Amount on Record |
| Deed Sale | Aug 29, 2007 · Amount on Record |
| Prior Sale | Aug 24, 1983 · Amount on Record |
| Deed Document Number | 2007290 |
| Deed Book / Page | 7508 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 11, 2026 |
| Property Address | 521 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 1711000359 |
| Book / Page | 17118 / 359 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GETZ TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 521 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 1711000359, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 17118/359 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 521 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0148460212 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 14846/212 |
| Name | MUNICIPAL EMPLOYEES CU OF BALTIMORE INC |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,301.00 (+7.2%) Homeowner's exemption | $389,200 (+3.9%) | $418,400 (+11.69%) Land $132,100 Building $286,300 |
| 2025 | $4,012.00 (+6.93%) Homeowner's exemption | $374,600 (+6.8%) Land $132,100 Building $242,500 | $374,600 (-) Land $132,100 Building $242,500 |
| 2023 | $350,733 | $374,600 Land $132,100 Building $242,500 | |
| 2022 | $3,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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