Harford County property record for 523 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,416 sqft · built 1971 |
| Lot Size | 0.725 acres (31,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Mar 2020) |
| Tax Bill | $4,062 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-116859 |
| Primary APN | 03-116859 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,416 sqft Total Area |
| Basement Area | 1,153 sqft |
| Finished Basement | 1,153 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 31,590 sqft (0.725 acres) |
| Lot Dimensions | 195 ft deep x 162 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 532 sqft |
|---|---|
| Patio Area | 555 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 116859 |
|---|---|
| Street Address | 523 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 75 31590 SF 523 STRATFORD ROAD WOODCREST PT 21/28 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 75 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 303400 |
523 Stratford Rd is owned and occupied by two individuals who bought it in March 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on File |
| Deed Sale | Mar 30, 2020 · Amount on File |
| Prior Sale | May 14, 1992 · Amount on File |
| Deed Book / Page | 13766 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 30, 2020 |
| Property Address | 523 STRATFORD RD, FALLSTON, MD 21047-2913 |
| Document Number | 0137660038 |
| Book / Page | 013766 / 000038 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE REAL EST SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 523 STRATFORD RD FALLSTON MD 210472913, FALLSTON, MD 21047-2913 |
| Document Number | 137660043 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 013766/000043 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2050 |
The 2026 property tax bill for 523 Stratford Rd was $4,062 with a homeowner's exemption, up 10.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,062.00 (+10.59%) Homeowner's exemption | $367,200 | $414,800 Land $132,300 Building $282,500 |
| 2025 | $3,673.00 Homeowner's exemption | ||
| 2023 | $319,667 | $343,400 Land $132,300 Building $211,100 | |
| 2022 | $3,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Stratford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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