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5185 Appenine Loop E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5185 Appenine Loop E, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,486 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$419,900 (2021)
Tax Bill$5,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425700011030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,486 sqft Heated Area
Gross Area3,101 sqft Gross Area
1st Floor1,084 sqft 1st Floor
Upper Floors1,402 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
FenceFence
PorchOpen Porch
Porch Area174 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5185 APPENINE LOOP E
CitySAINT CLOUD
StateFL
Zip34771-9276
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 103
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase2
Legal Tract4257
Legal Lot Number103
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3020
Census Tract43700

Owner

Source: Osceola County records · APN 202531425700011030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5185 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
May 25, 2017Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
M&I FIN'L
May 18, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleMay 25, 2017 · Amount on Record
Deed Doc Number2021134814
Deed Book / Page6033 / 818
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2021
Property Address5185 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Document Number0060330818
Book / Page6033 / 818
Map ReferenceMB 23 PG 195
Instrument DateAug 26, 2021
Instrument2021134814
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,939.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9323 GREEN DRAGON ST, 9323, ORLANDO, FL 32827-7011

Transferred To (Grantee/Buyer)

NameVerified Name
Address5185 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276

Mortgage

Document Number0006033820
DateAug 31, 2021
Instrument6033/820
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 25, 2017
Property Address5185 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Document Number0051540876
Book / Page005154 / 000876
Instrument DateMay 18, 2017
Instrument77377
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 04, 2017
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,247.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5185 APPENINE LOOP E ST CLOUD FL 347719276, ST CLOUD, FL 34771-9276

Mortgage

Document Number51540877
DateMay 25, 2017
Book Page005154/000877
Instrument77378
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5185 APPENINE LOOP E, SAINT CLOUD, FL 34771-9276
Document Number0053200040
Instrument DateMay 18, 2017
Transaction TypeMortgage
Record UpdatedMay 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5185 APPENINE LOOP E ST CLOUD FL 347719276, ST CLOUD, FL 34771-9276

Mortgage

Document Number0053200040
DateApr 19, 2018
Book Page005320/000040
Instrument62020
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 18, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,237.00 (+6.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$372,476 (+5.99%)$385,200 (-2.73%) Land $75,000 Building $310,200
2023$4,898.00 (+3.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$351,436 (+3%)$396,000 (+16.06%) Land $65,000 Building $331,000
2022$4,714.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$341,200 Land $60,000 Building $281,200$341,200 Land $60,000 Building $281,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 621 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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