5182 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5182 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,118 sqft · built 1980
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2019)
Tax Bill	$4,618 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-05240`

Property Details

APN / Parcel Number

Primary APN	`415-0010-05240`
Alternative APN	`1073959`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,118 sqft Gross Area
1st Floor Area	1,118 sqft
Basement Area	1,006 sqft
Finished Basement	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	768 sqft

Exterior Amenities

Deck Area	72 sqft
Patio Area	308 sqft
Storage Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1073959
Street Address	5182 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NW1/4 OF NW1/4 OF SW1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	19
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2030
Census Tract	10500

Owner

5182 Jean Duluth Rd is owned and occupied by an individual who bought it in July 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5182 JEAN DULUTH RD, DULUTH, MN 55803-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 15, 2019	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	Jan 7, 2013 · Amount on File
Deed Document Number	20191012445
Prior Transfer Date	Jul 15, 2011
Prior Transfer Doc	0000902479
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5182 JEAN DULUTH RD, DULUTH, MN 55803-9752
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051830
Date	Jan 5, 2022
Instrument	1051830

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 15, 2019
Property Address	5182 JEAN DULUTH RD, DULUTH, MN 55803-9752
Document Number	00T1012445
Instrument Date	Jul 8, 2019
Instrument	T1012445
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5182 JEAN DULUTH RD DULUTH MN 558039752, DULUTH, MN 55803-9752

Mortgage

Document Number	T1012446
Date	Jul 15, 2019
Instrument	T1012446

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5182 Jean Duluth Rd was $4,618 with a homeowner's exemption, up 12% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,618.00 (+11.98%) Homeowner's exemption
2025	$4,124.00 (-0.58%) Homeowner's exemption	$421,600 (+13.36%) Land $117,700 Building $303,900	$421,600 (+13.36%) Land $117,700 Building $303,900
2024	$4,148.00	$371,900 Land $108,300 Building $263,600	$371,900 Land $108,300 Building $263,600
2022		$334,500 Land $98,900 Building $235,600	$334,500 Land $98,900 Building $235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5182 Jean Duluth Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5182 Jean Duluth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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