St. Louis County property record for 5161 Jean Duluth Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (Jan 2024) |
| Tax Bill | $846 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-02046 |
| Primary APN | 520-0016-02046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Gross Area |
| 1st Floor Area | 2,532 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,800 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1048785 |
|---|---|
| Street Address | 5161 JEAN DULUTH RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | N 1/2 OF S 1/2 OF NE 1/4 OF SE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 24 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2233 WOODLAND AVE, DULUTH, MN 55803-2262 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Mar 20, 2025 | Deed of Trust, Mortgage · Construction Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 18, 2024 | Deed, Transfer UNKNOWN, THE TITLE TEAM NORTH SHORE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Deed Document Number | 20241481725 |
| Prior Transfer Date | Jun 19, 2015 |
| Prior Transfer Doc | 00A1267315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 14, 2026 |
| Property Address | 5161 JEAN DULUTH RD, DULUTH, MN 55803-9752 |
| Document Number | 0001530746 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20261530746 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 5161 JEAN DULUTH RD, DULUTH, MN 55803-9752 |
| Document Number | 0001530746, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20261530746 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5161 JEAN DULUTH RD, DULUTH, MN 55803-9752 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2233 WOODLAND AVE, DULUTH, MN 55803-2262 |
| Document Number | 0001506886 |
|---|---|
| Date | Mar 20, 2025 |
| Instrument | 1506886 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 18, 2024 |
| Property Address | 5161 JEAN DULUTH RD, DULUTH, MN 55803-9752 |
| Document Number | 0001481725 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 1481725 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | UNKNOWN, THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2233 WOODLAND AVE, DULUTH, MN 55803-2262 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $846.00 (+6.02%) | ||
| 2025 | $798.00 (-3.62%) | $501,200 (+542.56%) Land $105,100 Building $396,100 | $501,200 (+542.56%) Land $105,100 Building $396,100 |
| 2024 | $78,000 (+6.12%) Land $78,000 | $78,000 (+6.12%) Land $78,000 | |
| 2023 | $828.00 | ||
| 2022 | $73,500 Land $73,500 | $73,500 Land $73,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
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