5230 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5230 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,539 sqft · built 1920
Lot Size	26.2 acres (1,142,579 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Sep 2006)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-05120`

Property Details

APN / Parcel Number

Primary APN	`415-0010-05120`
Alternative APNs	`1192869` `673003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,539 sqft Gross Area
1st Floor Area	1,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,142,579 sqft (26.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1192869
Street Address	5230 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SW1/4 OF NW1/4 EX W1/2 OF SE1/4 & EX E1/2 OFSW1/4 & EX E1/2 OF SE1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	19
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2031
Census Tract	10500

Owner

5230 Jean Duluth Rd is owned and occupied by an individual who bought it in September 2006.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5230 JEAN DULUTH RD, DULUTH, MN 55803-9751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SERVION INC
Jan 7, 2026	Personal Representative Deed, Construction Loan · Construction Mortgage NORTH SHORE BANK OF COMMERCE
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2006 · Amount on File
Deed Sale	Sep 1, 2006 · Amount on File
Deed Document Number	20061028611
Prior Transfer Date	Oct 26, 2001
Prior Transfer Doc	0000838923
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5230 JEAN DULUTH RD, DULUTH, MN 55803-9751
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001430471
Date	Nov 19, 2021
Instrument	1430471

Lender

Name	SERVION INC
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

January 2026: Personal Representative Deed, Construction Loan

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 7, 2026
Property Address	5230 JEAN DULUTH RD, DULUTH, MN 55803-9751
Document Number	0001525754
Instrument Date	Dec 4, 2025
Instrument	1525754
Transaction Type	Construction Loan
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5230 JEAN DULUTH RD, DULUTH, MN 55803-9751

Mortgage

Document Number	0001525755
Date	Jan 7, 2026
Instrument	1525755

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2027

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5230 JEAN DULUTH RD, DULUTH, MN 55803-9751
Document Number	00A1359389
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5230 JEAN DULUTH RD DULUTH MN 558039751, DULUTH, MN 55803-9751

Mortgage

Document Number	00A1359389
Date	Jul 25, 2019
Instrument	A1359389

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 24, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5230 Jean Duluth Rd was $2,880 with a homeowner's exemption, up 10.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00 (+10.26%) Homeowner's exemption
2025	$2,612.00 (-1.73%) Homeowner's exemption	$284,800 (+11.91%) Land $141,800 Building $143,000	$284,800 (+11.91%) Land $141,800 Building $143,000
2024	$2,658.00	$254,500 Land $130,400 Building $124,100	$254,500 Land $130,400 Building $124,100
2022		$229,800 Land $118,900 Building $110,900	$229,800 Land $118,900 Building $110,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5230 Jean Duluth Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5230 Jean Duluth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Jean Duluth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures