5209 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5209 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,260 sqft · built 1945
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Feb 2019)
Tax Bill	$4,036 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`520-0016-01750`

Property Details

APN / Parcel Number

Primary APN	`520-0016-01750`
Alternative APN	`20653`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Gross Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Garage Area	768 sqft

Exterior Amenities

Porch	Patio
Porch Area	420 sqft
Deck Area	240 sqft
Storage Building	64 sqft
Utility Building	1,728 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	20653
Street Address	5209 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S1/2 OF SE1/4 OF NE1/4, EXCEPT COMMENCING ATTHE SOUTHWEST CORNER OF SE1/4 OF NE1/4;THENCE EASTERLY ALONG SOUTH LINE OF SE1/4
Legal Range	14W
Legal Township	51N
Legal Section	24
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1005
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5209 JEAN DULUTH RD, DULUTH, MN 55803-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Feb 4, 2019	Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	20191349433
Last Transfer Date	May 3, 2023
Transfer Doc	0001466789
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5209 JEAN DULUTH RD, DULUTH, MN 55803-9751
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001439323
Date	Mar 16, 2022
Instrument	1439323

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 4, 2019
Property Address	5209 JEAN DULUTH RD, DULUTH, MN 55803-9751
Document Number	0001349433
Instrument Date	Jul 9, 2018
Instrument	1349433
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$66.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 161447 DULUTH MN 558161447, DULUTH, MN 55816-1447

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,036.00 (+3.75%) Homeowner's exemption
2025	$3,890.00 (+1.89%) Homeowner's exemption	$318,600 (+0.22%) Land $94,000 Building $224,600	$318,600 (+0.22%) Land $94,000 Building $224,600
2024	$3,818.00	$317,900 (+15.39%) Land $93,300 Building $224,600	$317,900 (+15.39%) Land $93,300 Building $224,600
2022		$275,500 Land $88,400 Building $187,100	$275,500 Land $88,400 Building $187,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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