5138 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5138 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,604 sqft · built 2003
Lot Size	5.22 acres (227,383 sqft)
Owner	Individual Name on Record
Last Sale	$611,000 (Mar 2024)
Tax Bill	$7,146 (2026)
Deeds & Mortgages	Mar 2024 Sale Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-0010-05260`

Property Details

APN / Parcel Number

Primary APN	`415-0010-05260`
Alternative APNs	`1163090` `778869`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,604 sqft Gross Area
1st Floor Area	1,444 sqft
Basement Area	310 sqft
Finished Basement	310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Block
Construction Type	Frame
Lot Area	227,383 sqft (5.22 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	144 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1163090
Street Address	5138 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E 1/2 OF NW 1/4 OF SW 1/4 OF SW 1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	19
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2030
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5138 JEAN DULUTH RD, DULUTH, MN 55803-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Contract Sale, Transfer
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Mar 26, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	20241484173
Prior Transfer Date	May 13, 2003
Prior Transfer Doc	0000901484
Record Updated	Sep 20, 2026

March 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	ST LOUIS MN
Recording Date	Mar 8, 2024
Property Address	5138 JEAN DULUTH RD, DULUTH, MN 55803-9752
Document Number	0001484173
Instrument Date	Feb 19, 2024
Instrument	1484173
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5138 JEAN DULUTH RD, DULUTH, MN 55803-9752

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5138 JEAN DULUTH RD, DULUTH, MN 55803-9752
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001415823
Date	Jun 7, 2021
Instrument	1415823

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5138 JEAN DULUTH RD, DULUTH, MN 55803-9752
Document Number	00A1353960
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5138 JEAN DULUTH RD DULUTH MN 558039752, DULUTH, MN 55803-9752

Mortgage

Document Number	00A1353960
Date	Apr 30, 2019
Instrument	A1353960

Lender

Name	WELLS FARGO BK
Type	Bank
Address	PORTLAND, OR 97720

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,146.00 (+13.72%) Homeowner's exemption
2025	$6,284.00 (+1.26%) Homeowner's exemption	$871,600 (+61.11%) Land $106,600 Building $765,000	$871,600 (+61.11%) Land $106,600 Building $765,000
2024	$6,206.00	$541,000 (+11.13%) Land $98,100 Building $442,900	$541,000 (+11.13%) Land $98,100 Building $442,900
2022		$486,800 Land $89,700 Building $397,100	$486,800 Land $89,700 Building $397,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Spectrum, Verizon.

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