Okaloosa County property record for 518 Second Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,695 sqft · built 2006 |
| Lot Size | 0.23 acres (10,036 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Nov 2025) |
| Tax Bill | $4,773 (2025) |
| Deeds & Mortgages | Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-062-2271-4 |
| Primary APN | C56-001-062-2271-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| Gross Area | 2,658 sqft |
| 1st Floor Area | 1,695 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,036 sqft (0.23 acres) |
| Lot Width | 70 ft Width |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 319 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 518 SECOND AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLYS 3RD ADD LOT 13 BLK 11 |
| Legal Subdivision | KELLYS 3RD ADD |
| Legal Block | 11 |
| Legal Lot Number | 13 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 518 SECOND AVE, DESTIN, FL 32541-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | May 4, 2015 · Amount on Record |
| Deed Document Number | 20253786109 |
| Prior Transfer Date | Nov 12, 2015 |
| Prior Transfer Doc | 0032260498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 25, 2025 |
| Property Address | 518 SECOND AVE, DESTIN, FL 32541-1747 |
| Document Number | 0003786109 |
| Map Reference | MB 2 PG 164 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 3786109 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4045 LAUREN CT, DESTIN, FL 32541-2128 |
| Name | Verified Name |
|---|---|
| Address | 518 SECOND AVE # AVC, AVC, DESTIN, FL 32541-1747 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,773.00 (+52.3%) | $403,068 (+33.95%) Land $138,304 Building $264,764 | $403,068 (+2.6%) Land $138,304 Building $264,764 |
| 2023 | $3,134.00 (+2.52%) Homeowner's exemption | $300,900 (+3%) | $392,863 (+7.58%) Land $125,491 Building $267,372 |
| 2022 | $3,057.00 Homeowner's exemption | $292,136 | $365,177 Land $114,083 Building $251,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures