Okaloosa County property record for 606 Second Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 1974 |
| Lot Size | 0.33 acres (14,377 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $715 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-589-9635-6 |
| Primary APN | C56-000-589-9635-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 14,377 sqft (0.33 acres) |
| Lot Width | 65 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 606 SECOND AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLYS 3RD ADD DESTIN LOT 18 BLK 12 & E1/2 VACATED 2ND AVE BY 1977 RESOLUTION |
| Legal Subdivision | KELLYS 3RD ADD |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-9635-6
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 606 SECOND AVE, DESTIN, FL 32541-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Intrafamily Transfer, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PETER H & TERRI BOS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0035874618 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 17, 2021 |
| Property Address | 606 SECOND AVE, DESTIN, FL 32541-1754 |
| Document Number | 0035874618 |
| Book / Page | 3587 / 4618 |
| Map Reference | MB 2 PG 164 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 3506306 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2021 |
| Title Company | NOT AVAILABLE, PRIORITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 606 SECOND AVE, DESTIN, FL 32541-1754 |
| Document Number | 35874620 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 3587/4620 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 606 SECOND AVE, DESTIN, FL 32541-1754 |
| Document Number | 0034990200 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 606 SECOND AVE DESTIN FL 325411754, DESTIN, FL 32541-1754 |
| Document Number | 0034990200 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 003499/000200 |
| Instrument | 3399384 |
| Name | PETER H & TERRI BOS |
|---|---|
| Address | 4471 LEGENDARY DR, DESTIN, FL 32541-5324 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $715.00 (+8.33%) Homeowner's exemption | $99,459 (+5.99%) | $328,108 (+3.04%) Land $109,188 Building $218,920 |
| 2023 | $660.00 (+4.1%) Homeowner's exemption | $93,841 (+3%) | $318,424 (+21.73%) Land $99,072 Building $219,352 |
| 2022 | $634.00 Homeowner's exemption | $91,108 | $261,577 Land $90,065 Building $171,512 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 150 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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