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519 Second Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 519 Second Ave, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,026 sqft · built 1979
Lot Size0.243 acres (10,604 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Oct 2025)
Tax Bill$2,872 (2025)
Deeds & MortgagesOct 2025 Sale
Jun 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-589-9655-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-9655-4
Alternative APN
  • 00-2S-22-1361-0014-0070

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,026 sqft Heated Area
Gross Area1,422 sqft
1st Floor Area1,026 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,604 sqft (0.243 acres)
Lot Width60 ft Width
PorchOpen Porch
Porch Area176 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address519 SECOND AVE
CityDESTIN
StateFL
Zip32541-1746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLY 3RD ADD DESTIN LOT 7 BLK 14
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS 3RD ADDN TO DESTIN
Legal Block14
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1010
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9655-4

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 COUNTY ROAD 750, ENTERPRISE, AL 36330-7920
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 07, 2021Warranty Deed, Transfer · Line of Credit
THE CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Prior SaleJun 07, 2021 · Amount on Record
Deed Document Number3777372
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 10, 2025
Property Address519 SECOND AVE, DESTIN, FL 32541-1746
Document Number0003777372
Map ReferenceMB 2 PG 164
Instrument DateOct 10, 2025
Instrument3777372
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address316 BAFANRIDGE ST, HOT SPRINGS, AR 71901-8182

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 COUNTY ROAD 750, ENTERPRISE, AL 36330-7920

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 07, 2021
Property Address519 SECOND AVE, DESTIN, FL 32541-1746
Document Number0035520050
Book / Page3552 / 50
Map ReferenceMB 2 PG 164
Instrument DateJun 07, 2021
Instrument3461587
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyNOT AVAILABLE, KETCHERSID LAND & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,953.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address721 PLANET DR, 721, DESTIN, FL 32541-1824

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 BAFANRIDGE ST, HOT SPRINGS NATIONAL PARK, AR 71901-8182

Mortgage

Document Number355252
DateJun 07, 2021
Instrument3552/52
Lender
NameTHE CITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 07, 2026

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,872.00 (+1.92%)$242,526 (+1.92%) Land $145,583 Building $96,943$242,526 (+1.92%) Land $145,583 Building $96,943
2024$2,818.00 (+2.85%)$237,954 (+3.73%) Land $141,343 Building $96,611$237,954 (+3.73%) Land $141,343 Building $96,611
2023$2,740.00 (+7.54%)$229,400 (+8.46%) Land $132,096 Building $97,304$229,400 (+8.46%) Land $132,096 Building $97,304
2022$2,548.00$211,512 Land $120,087 Building $91,425$211,512 Land $120,087 Building $91,425

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 96 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims73 (1994–2020)
Claims Outside the SFHA47 of 73
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims
  • Hurricane Frances, Sep 2004 · 20 claims
  • Hurricane Opal, Oct 1995 · 21 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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