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512 Second Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 512 Second Ave, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,695 sqft Heated Area
Lot Size10,833 sqft (0.248 acres)
OccupancyOwner Occupied
Last Sale$465,500 (2024)
Tax Bill$4,314.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-001-043-0144-5
Alternative APN
  • 00-2S-22-1361-0011-010A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,695 sqft Heated Area
Gross Area1,875 sqft Gross Area
1st Floor1,695 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMasonite/ Cement Shake Roof
Lot Area10,833 sqft (0.248 acres)
PorchOpen Porch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address512 SECOND AVE
CityDESTIN
StateFL
Zip32541-1747
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKELLYS 3RD ADD LOT 10 BLK 11
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS 3RD ADDN TO DESTIN
Legal Block11
Legal Lot Number10
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1015
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-001-043-0144-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address512 SECOND AVE, DESTIN, FL 32541-1747
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 29, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA
Jan 22, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleJan 22, 2018 · Amount on Record
Deed Doc Number3706945
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address512 SECOND AVE, DESTIN, FL 32541-1747
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 SECOND AVE, DESTIN, FL 32541-1747

Mortgage

Document Number0036174237
DateApr 25, 2022
Book Page3617/4237
Instrument3544528
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMay 13, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address512 SECOND AVE, DESTIN, FL 32541-1747
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 SECOND AVE, DESTIN, FL 32541-1747

Mortgage

Document Number0035352581
DateMar 29, 2021
Book Page3535/2581
Instrument3441843
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term258 Months
DueSep 01, 2042

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 22, 2018
Property Address512 SECOND AVE, DESTIN, FL 32541-1747
Document Number0033341473
Book / Page003334 / 001473
Instrument DateJan 22, 2018
Instrument3184012
Transaction TypeTransfer
Record UpdatedFeb 01, 2018

Transaction

AmountAmount Recorded
Tax$485.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 SECOND AVE DESTIN FL 325411747, DESTIN, FL 32541-1747

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,314.00 (-0.9%) Homeowner's exemption$403,350 (+2.89%) Land $145,583 Building $257,767$403,350 (+2.89%) Land $145,583 Building $257,767
2023$4,353.00 (+7.8%)$392,033 (+7.67%) Land $132,096 Building $259,937$392,033 (+7.67%) Land $132,096 Building $259,937
2022$4,038.00$364,101 Land $120,087 Building $244,014$364,101 Land $120,087 Building $244,014

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