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516 Second Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 516 Second Ave, Destin, FL 32541 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,695 sqft · built 2006
Lot Size0.259 acres (11,290 sqft)
OwnerIndividual Name on File
Last Sale$529,000 (Feb 2023)
Tax Bill$4,691 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-062-2270-6

Property Details

APN / Parcel Number

Primary APNC56-001-062-2270-6
Alternative APNs
  • 00-2S-22-1361-0011-0120
  • 22S200136100110120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,695 sqft Living Area
Gross Area1,875 sqft
1st Floor Area1,695 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,290 sqft (0.259 acres)
Lot Width70 ft Width
DrivewayDriveway
PorchFinished/Open Porch
Porch Area180 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address516 SECOND AVE
CityDESTIN
StateFL
Zip32541-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLYS 3RD ADD LOT 12 BLK 11
Legal SubdivisionKELLYS 3RD ADD
Legal Block11
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1015
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-001-062-2270-6

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address516 SECOND AVE, DESTIN, FL 32541-1747
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Warranty Deed, Transfer · FHA Mortgage
CADENCE BANK NA
Jun 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 17, 2023 · Amount on Record
Deed SaleFeb 17, 2023 · Amount on Record
Prior SaleMay 19, 2015 · Amount on Record
Deed Document Number20233606931
Deed Book / Page3662 / 3374
Last Transfer DateNov 22, 2024
Transfer Doc0003725692
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 17, 2023
Property Address516 SECOND AVE, DESTIN, FL 32541-1747
Document Number0036623374
Book / Page3662 / 3374
Map ReferenceMB 2 PG 164
Instrument DateFeb 17, 2023
Instrument3606931
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,703.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address946 SCENIC OAK LN, FORT WALTON BEACH, FL 32547-4911

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 MEANDERING DR, LEBANON, TN 37090-1556

Mortgage

Document Number0036623376
DateFeb 17, 2023
Book Page3662/3376
Instrument3606932
Lender
NameCADENCE BANK NA
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeFHA Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address516 SECOND AVE, DESTIN, FL 32541-1747
Document Number0034684070
Instrument DateJun 09, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address516 SECOND AVE DESTIN FL 325411747, DESTIN, FL 32541-1747

Mortgage

Document Number0034684070
DateJun 15, 2020
Book Page003468/004070
Instrument3365524
Lender
NameMISCELLANEOUS GOVT AGCY
Address1495 E NINE MILE RD, PENSACOLA, FL 32514-5723
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 14, 2040

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,691.00 (+63.56%)$435,150 (+53.41%) Land $145,583 Building $289,567$435,150 (+0.34%) Land $145,583 Building $289,567
2023$2,868.00 (+2.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$283,654 (+3%)$433,691 (+6.88%) Land $132,096 Building $301,595
2022$2,795.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$275,392$405,759 Land $120,087 Building $285,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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