Merced County property record for 517 Ward Rd, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1992 |
| Lot Size | 0.137 acres (5,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 428-181-023-000 |
| Primary APN | 428-181-023-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 5,970 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 428-181-023 |
|---|---|
| Street Address | 517 WARD RD |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RO DE AMIGOS 1 LOT 5 |
| Legal Subdivision | RO DE AMIGOS 01 |
| Legal Lot Number | 5 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 2303 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 517 WARD RD, LOS BANOS, CA 93635-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 10, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 |
| Deed Sale | Jun 10, 2019 |
| Prior Sale | May 8, 2015 · Amount on Record |
| Deed Document Number | 201916855 |
| Prior Transfer Date | May 20, 2019 |
| Prior Transfer Doc | 0000016855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 517 WARD RD, LOS BANOS, CA 93635-5405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 517 WARD RD, LOS BANOS, CA 93635-5405 |
| Document Number | 0000046410 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021046410 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 10, 2019 |
| Property Address | 517 WARD RD, LOS BANOS, CA 93635-5405 |
| Document Number | 0000016855 |
| Map Reference | MB 39 PG 41-44 |
| Instrument Date | May 20, 2019 |
| Instrument | 2019016855 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 WARD RD, LOS BANOS, CA 93635-5405 |
| Document Number | 0000016856 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019016856 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $261,756 (+2%) Land $61,290 Building $200,466 | |
| 2025 | $3,038.00 (+5.12%) Homeowner's exemption | $256,625 (+4.04%) Land $60,089 Building $196,536 |
| 2023 | $2,890.00 (+3.62%) Homeowner's exemption | $246,661 Land $57,756 Building $188,905 |
| 2022 | $2,789.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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