505 Ward Rd, Los Banos, CA 93635 Property Records

Merced County property record for 505 Ward Rd, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,257 sqft · built 1992
Lot Size0.138 acres (6,017 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jun 2016)
Tax Bill$3,401 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN428-181-020-000

Property Details

APN / Parcel Number

Primary APN428-181-020-000
Alternative APN
  • 428-181-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,257 sqft Living Area
Gross Area1,740 sqft
1st Floor Area1,257 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialTile
Lot Area6,017 sqft (0.138 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number428-181-020
Street Address505 WARD RD
CityLOS BANOS
StateCA
Zip93635-5405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRO DE AMIGOS 1 LOT 2
Legal SubdivisionRO DE AMIGOS 01
Legal Lot Number2
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group3
Census Block3010
Census Tract2303

Owner

505 Ward Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address505 WARD RD, LOS BANOS, CA 93635-5405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 23, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2016 · Amount on File
Deed SaleJun 30, 2016 · Amount on File
Prior SaleMay 9, 2016 · Amount on File
Deed Document Number201621668
Prior Transfer DateApr 15, 2016
Prior Transfer Doc0000014877
Record UpdatedOct 29, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJun 23, 2026
Property Address505 WARD RD, LOS BANOS, CA 93635-5405
Document Number0000016924
Instrument DateJun 23, 2026
Instrument202616924
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 WARD RD, LOS BANOS, CA 93635-5405

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMERCED CA
Recording DateJun 23, 2026
Property Address505 WARD RD, LOS BANOS, CA 93635-5405
Document Number0000016925
Instrument DateJun 23, 2026
Instrument202616925
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address505 WARD RD, LOS BANOS, CA 93635-5405
Transaction TypeMortgage
Record UpdatedApr 30, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 WARD RD, LOS BANOS, CA 93635-5405

Mortgage

Document Number0000014240
DateMar 30, 2021
Instrument2021014240
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 505 Ward Rd was $3,401.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$295,822 (+2%) Land $66,407 Building $229,415
2025$3,401.00 Homeowner's exemption$290,022 Land $65,105 Building $224,917
2023$3,313.00 (+1.91%)$278,762 Land $62,578 Building $216,184
2022$3,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 505 Ward Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Ward Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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