509 Ward Rd, Los Banos, CA 93635 Property Records

Merced County property record for 509 Ward Rd, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,294 sqft · built 1992
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$304,000 (Apr 2020)
Tax Bill$3,213 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN428-181-021-000

Property Details

APN / Parcel Number

Primary APN428-181-021-000
Alternative APN
  • 428-181-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,294 sqft Living Area
Gross Area1,728 sqft
1st Floor Area1,294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialTile
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number428-181-021
Street Address509 WARD RD
CityLOS BANOS
StateCA
Zip93635-5405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRO DE AMIGOS 1 LOT 3
Legal SubdivisionRO DE AMIGOS 01
Legal Lot Number3
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group3
Census Block3010
Census Tract2303

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 WARD RD, LOS BANOS, CA 93635-5405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2020 · Amount on Record
Deed SaleApr 9, 2020 · Amount on Record
Prior SaleAug 17, 2016 · Amount on Record
Deed Document Number202011792
Prior Transfer DateNov 8, 1999
Prior Transfer Doc0000043146
Record UpdatedOct 29, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 9, 2020
Property Address509 WARD RD, LOS BANOS, CA 93635-5405
Document Number0000011792
Map ReferenceMB 39 PG 41-44
Instrument DateApr 3, 2020
Instrument2020011792
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 WARD RD, LOS BANOS, CA 93635-5405

Mortgage

Document Number0000011793
DateApr 9, 2020
Instrument2020011793
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$278,221 (+4.69%) Land $71,024 Building $207,197
2025$3,213.00 (+4.97%)$265,767 (+4.04%) Land $69,632 Building $196,135
2023$3,061.00 (+1.97%)$255,449 Land $66,929 Building $188,520
2022$3,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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