Merced County property record for 427 Ward Rd, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,078 sqft · built 2000 |
| Lot Size | 0.166 acres (7,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Feb 2022) |
| Tax Bill | $5,573 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Feb 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 428-103-028-000 |
| Primary APN | 428-103-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,078 sqft Living Area |
| Gross Area | 460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,223 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 428-103-028 |
|---|---|
| Street Address | 427 WARD RD |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | JO-LIN PK MAN 1 LOT 94 |
| Legal Subdivision | JO LIN PARK MANOR 01 |
| Legal Lot Number | 94 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2306 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2255 HURAN DR, SAN JOSE, CA 95122-1209 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 15, 2022 | Intrafamily Transfer, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Apr 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Oct 20, 2009 · Amount on Record |
| Deed Document Number | 20226952 |
| Prior Transfer Date | Oct 13, 2009 |
| Prior Transfer Doc | 0000050525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 15, 2022 |
| Property Address | 427 WARD RD, LOS BANOS, CA 93635-5441 |
| Document Number | 0000006952 |
| Map Reference | MB 40 PG 3-6 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022006952 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2255 HURAN DR, SAN JOSE, CA 95122-1209 |
| Document Number | 0000006954 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022006954 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 15, 2022 |
| Property Address | 427 WARD RD, LOS BANOS, CA 93635-5441 |
| Document Number | 0000006953 |
| Map Reference | MB 40 PG 3-6 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022006953 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 WARD RD, LOS BANOS, CA 93635-5441 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 427 WARD RD, LOS BANOS, CA 93635-5441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000012899 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 2017-012899 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 427 WARD RD, LOS BANOS, CA 93635-5441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000034204 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019034204 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $492,504 (+2%) Land $119,066 Building $373,438 | |
| 2025 | $5,573.00 (+4.8%) | $482,848 (+4.04%) Land $116,732 Building $366,116 |
| 2023 | $5,318.00 (+185.15%) | $464,100 Land $112,200 Building $351,900 |
| 2022 | $1,865.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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