Emmet County property record for 517 Monroe St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 1 ba · 970 sqft |
| Lot Size | 0.199 acres (8,673 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $165,000 (Jan 2009) |
| Tax Bill | $1,892 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-126-030 |
| Primary APN | 52-19-06-126-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 970 sqft Building Perimeter |
| 1st Floor Area | 970 sqft |
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 8,673 sqft (0.199 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 517 MONROE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2266 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP O-S |
| Legal Description | WEST PARK ADDITION COM 152 FT W OF NE COR OF LOT 1 BLK 8, S 150', W 59', N 150' E 59' TO POB. BEING PART OF LOTS 3 & 4 BLK 8. SECTION 6, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | WEST PARK ADD |
| Legal Block | 8 |
| Legal Lot Number | 1,3-4 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970800 |
517 Monroe St, a commercial property, is owned by a company that bought it in January 2009.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 521 MONROE ST, PETOSKEY, MI 49770-2266 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2009 · Amount on File |
| Deed Sale | Jan 30, 2009 · Amount on File |
| Deed Document Number | 20095061710 |
| Deed Book / Page | 1109 / 259 |
| Prior Transfer Date | Jan 14, 2009 |
| Prior Transfer Doc | 001109/258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 517 MONROE ST, PETOSKEY, MI 49770-2266 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001201/0000000294 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 0000001201/0000000294 |
| Instrument | 000005154192 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,200 Land $147,200 | $294,400 Land $294,400 | |
| 2024 | $1,892.00 | ||
| 2023 | $68,900 Land $68,900 | $137,800 Land $137,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 517 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 517 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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