Emmet County property record for 509 Monroe St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,082 sqft · built 1950 |
| Lot Size | 0.208 acres (9,068 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,981 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-126-032 |
| Primary APN | 52-19-06-126-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,082 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 9,068 sqft (0.208 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 509 MONROE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP RM-2 |
| Legal Description | WEST PARK ADDITION COM 47 FT W OF NE COR OF LOT 1 BLK 8, S 150', W 55', N 150', E 55' TO POB. BEING PART OF LOTS 1 & 2 BLK 8. SECTION 6, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | WEST PARK ADD |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970800 |
509 Monroe St is owner-occupied and held in a trust since March 2004.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 509 MONROE ST, PETOSKEY, MI 49770-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2004 |
| Deed Sale | Mar 8, 2004 |
| Prior Sale | Jul 1, 1986 · Amount on File |
| Deed Book / Page | 1048 / 475 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,100 Land $201,100 | $402,200 Land $402,200 | |
| 2024 | $1,981.00 | ||
| 2023 | $103,700 Land $103,700 | $207,400 Land $207,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Monroe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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