508 Monroe St, Petoskey, MI 49770 Property Records

Emmet County property record for 508 Monroe St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.187 acres (8,177 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Aug 2023)
Tax Bill	$6,530 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-126-026`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-126-026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,526 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	8,177 sqft (0.187 acres)
Garage Area	510 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	508 MONROE ST
City	PETOSKEY
State	MI
Zip	49770-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	WEST PARK ADDITION LOT 13 BLK 5. NOTE HOME IMPROVEMENT ACT. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WEST PARK ADDITION
Legal Block	5
Legal Lot Number	13
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1005
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 MONROE ST, PETOSKEY, MI 49770-2265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Mar 25, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Mar 1, 2007 · Amount on Record
Deed Document Number	20235207468
Deed Book / Page	1254 / 477
Prior Transfer Date	Mar 15, 2022
Prior Transfer Doc	001242/773
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 31, 2023
Property Address	508 MONROE ST, PETOSKEY, MI 49770-2265
Document Number	001254/477
Book / Page	1254 / 477
Instrument Date	Aug 25, 2023
Instrument	5207468
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 MONROE ST, PETOSKEY, MI 49770-2265

Mortgage

Document Number	0005207469
Date	Aug 31, 2023
Instrument	5207469

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2053

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 25, 2022
Property Address	508 MONROE ST, PETOSKEY, MI 49770-2265
Document Number	001242/773
Book / Page	1242 / 773
Instrument Date	Mar 15, 2022
Instrument	5195746
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 MONROE ST, PETOSKEY, MI 49770-2265

Mortgage

Document Number	0005195747
Date	Mar 25, 2022
Instrument	5195747

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	130 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,500 (+18.72%) Land $257,500	$515,000 (+18.72%) Land $515,000
2025		$216,900 (+52.64%) Land $216,900	$433,800 (+52.64%) Land $433,800
2024	$6,530.00
2023		$142,100 Land $142,100	$284,200 Land $284,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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