513 Monroe St, Petoskey, MI 49770 Property Records

Emmet County property record for 513 Monroe St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,255 sqft)
Owner	2 Company Names on Record
Last Sale	$219,900 (Apr 2023)
Tax Bill	$8,322 (2024)
Deeds & Mortgages	Apr 2023 Sale Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-126-031`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-126-031`

Exterior

Lot Area	7,255 sqft (0.166 acres)

Location & Zoning

Street Address	513 MONROE ST
City	PETOSKEY
State	MI
Zip	49770-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	WEST PARK ADDITION COM 102 FT W OF NE COR OF LOT 1 BLK 8, S 150', W 50', N 150' E 50' TO POB. BEING PART OF LOTS 2 & 3 BLK 8
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WEST PARK ADD
Legal Block	8
Legal Lot Number	1-3
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1015
Census Tract	970800

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	521 MONROE ST, PETOSKEY, MI 49770-2266
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ST FRANCIS X FEDERAL CREDIT UNION
Jan 16, 2020	Quit Claim Deed, Transfer Quitclaim
Mar 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Aug 25, 2006 · Amount on Record
Deed Document Number	20235204689
Deed Book / Page	1251 / 703
Prior Transfer Date	Dec 9, 2019
Prior Transfer Doc	1218/532
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 24, 2023
Property Address	513 MONROE ST, PETOSKEY, MI 49770-2266
Document Number	001251/703
Book / Page	1251 / 703
Instrument Date	Apr 20, 2023
Instrument	5204689
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 MONROE ST, PETOSKEY, MI 49770-2266

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	513 MONROE ST, PETOSKEY, MI 49770-2266
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MONROE ST, PETOSKEY, MI 49770-2266

Mortgage

Document Number	0000001239/0000000107
Date	Nov 16, 2021
Book Page	0000001239/0000000107
Instrument	5192068

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	513 MONROE ST, PETOSKEY, MI 49770-2266
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MONROE ST, PETOSKEY, MI 49770-2266

Mortgage

Document Number	0000001239/0000000106
Date	Nov 16, 2021
Book Page	0000001239/0000000106
Instrument	5192067

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	513 MONROE ST, PETOSKEY, MI 49770-2266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1214/763
Date	Aug 30, 2019
Book Page	1214/763
Instrument	5167682

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Sep 1, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 16, 2020
Property Address	513 MONROE ST, PETOSKEY, MI 49770-2266
Document Number	1218/532
Book / Page	1218 / 532
Instrument Date	Dec 9, 2019
Instrument	5171476
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MONROE ST, PETOSKEY, MI 49770-2266

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 21, 2019
Property Address	513 MONROE ST, PETOSKEY, MI 49770-2266
Document Number	1210/613
Book / Page	1210 / 613
Instrument Date	Mar 7, 2019
Instrument	5163533
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MONROE ST, PETOSKEY, MI 49770-2266

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,600 (+19.02%) Land $224,600	$449,200 (+19.02%) Land $449,200
2025		$188,700 (+60.87%) Land $188,700	$377,400 (+60.87%) Land $377,400
2024	$8,322.00
2023		$117,300 Land $117,300	$234,600 Land $234,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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