516 Monroe St, Petoskey, MI 49770 Property Records

Emmet County property record for 516 Monroe St, Petoskey, MI 49770

Property Summary

Property TypeCommercial Condominium
Lot Size0.116 acres (5,078 sqft)
OwnerCompany Name on File
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-06-126-028

Property Details

APN / Parcel Number

Primary APN52-19-06-126-028

Exterior

Fire ResistanceFireproof Steel Frame
Lot Area5,078 sqft

Location & Zoning

Street Address516 MONROE ST
CityPETOSKEY
StateMI
Zip49770-2265
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Condominium
Local Zoning CodeCOP RM-2
Legal DescriptionWEST PARK ADDITION LOT 11 BLK 5 EXC. N 50' THEREOF. SECTION 6, T34N, R5W
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionWEST PARK ADDITION
Legal Block5
Legal Lot Number11
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group1
Census Block1005
Census Tract970800

Owner

516 Monroe St, a commercial property, is owned by a company that acquired it in December 2023.

Source: Emmet County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 753, PETOSKEY, MI 49770-0753
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2023
Deed SaleDec 20, 2023
Deed Document Number20235209634
Deed Book / Page1256 / 645
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address516 MONROE ST, PETOSKEY, MI 49770-2265
Transaction TypeMortgage
Record UpdatedAug 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 W MITCHELL ST, PETOSKEY, MI 49770-2207

Mortgage

Document Number0000001224/0000000028
DateAug 14, 2020
Book Page0000001224/0000000028
Instrument5176974
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Flood

FEMA maps place 516 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 516 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T.

Nearby Properties on Monroe St

Nearby Streets

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