Charleston County property record for 517 Chimney Bluff Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,579 sqft · built 1994 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Mar 2020) |
| Tax Bill | $2,401 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 537-10-00-078 |
| Primary APN | 537-10-00-078 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,579 sqft Living Area |
| Gross Area | 4,520 sqft |
| 1st Floor Area | 1,716 sqft |
| Upper Floors Area | 863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 230 ft deep x 89 ft wide |
| Terrain | High |
| Porch | Slab |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 517 CHIMNEY BLUFF DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 5 BLK B PHASE I |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4613 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 517 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PALMETTO BANK |
| Mar 10, 2020 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Deed Book / Page | 865 / 365 |
| Prior Transfer Date | Apr 30, 2009 |
| Prior Transfer Doc | 00510413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 517 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09590628 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 959/628 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 10, 2020 |
| Property Address | 517 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 0254/0125 |
| Book / Page | 000254 / 000125 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 517 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648114, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 865/0367 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 000865/000367 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,401.00 (+12.25%) | $615,250 (+2,775%) Land $244,950 Building $370,300 | $1,084,200 (+102.65%) Land $335,900 Building $748,300 |
| 2024 | $2,139.00 (+8.8%) | $21,400 (-) | |
| 2022 | $1,966.00 | $21,400 | $535,000 (-) Land $213,000 Building $322,000 |
| 2020 | $535,000 Land $213,000 Building $322,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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