Charleston County property record for 525 Chimney Bluff Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,679 sqft · built 1989 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $651,000 (Oct 2020) |
| Tax Bill | $2,872 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 537-10-00-080 |
| Primary APN | 537-10-00-080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,679 sqft Living Area |
| 1st Floor Area | 1,866 sqft |
| Upper Floors Area | 813 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 121 ft deep x 131 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 203 sqft |
| Deck Area | 176 sqft |
| Patio Area | 428 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 525 CHIMNEY BLUFF DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 7 BLK B PHASE I |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4613 |
525 Chimney Bluff Dr is owned and occupied by an individual who bought it in October 2020.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · SBA Mortgage CITIZENS BANK |
| Oct 30, 2020 | Grant Deed, Transfer · Conventional Mortgage BENCHMARK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Mar 22, 2005 · Amount on File |
| Deed Book / Page | 930 / 656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 525 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF |
| Name | Verified Name |
|---|---|
| Address | 525 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 0011200887 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 1120/887 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTON, TN 37644 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 25, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 30, 2020 |
| Property Address | 525 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 0930/0656 |
| Book / Page | 000930 / 000656 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $651.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 525 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648114, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 930/0658 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 000930/000658 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2050 |
The 2025 property tax bill for 525 Chimney Bluff Dr was $2,872, up 12.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,872.00 (+12.54%) | $748,650 (+2,775%) Land $244,950 Building $503,700 | $962,000 Land $343,900 Building $618,100 |
| 2024 | $2,552.00 | $26,040 | |
| 2022 | $2,358.00 | $26,040 | $651,000 Land $213,000 Building $438,000 |
| 2020 | $651,000 Land $213,000 Building $438,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 525 Chimney Bluff Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Chimney Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures