Charleston County property record for 509 Chimney Bluff Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,814 sqft · built 1997 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Jun 2026) |
| Tax Bill | $2,692 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2026 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 537-10-00-076 |
| Primary APN | 537-10-00-076 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,814 sqft Living Area |
| Gross Area | 4,732 sqft |
| 1st Floor Area | 1,774 sqft |
| Upper Floors Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 122 ft deep x 157 ft wide |
| Terrain | High |
| Porch | Slab |
|---|---|
| Porch Area | 365 sqft |
| Deck Area | 73 sqft |
| Patio Area | 221 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 509 CHIMNEY BLUFF DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 3 BLK B PHASE I |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4613 |
509 Chimney Bluff Dr is owned and occupied by an individual who bought it in June 2026.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Apr 30, 2012 · Amount on File |
| Deed Document Number | 202638556 |
| Deed Book / Page | 1397 / 422 |
| Prior Transfer Date | Sep 27, 2001 |
| Prior Transfer Doc | N384/0399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 18, 2026 |
| Property Address | 509 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 0000038556 |
| Book / Page | 1397 / 422 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202638556 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $373,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 509 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | WEEKS AND IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 0013700625 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 1370/625 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 509 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 0705/0470 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648114, MOUNT PLEASANT, SC 29464-8114 |
| Document Number | 0705/0470 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 000705/000470 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | N CHARLESTON, SC 29419-9012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2048 |
The 2025 property tax bill for 509 Chimney Bluff Dr was $2,692, up 12.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,692.00 (+12.49%) | $697,619 (+2,775.59%) Land $234,670 Building $462,949 | $1,098,400 Land $322,500 Building $775,900 |
| 2024 | $2,393.00 | $24,260 | |
| 2022 | $2,208.00 | $24,260 | $633,200 Land $213,000 Building $420,200 |
| 2020 | $633,200 Land $213,000 Building $420,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 Chimney Bluff Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Chimney Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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