Charleston County property record for 524 Chimney Bluff Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,952 sqft · built 2003 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Nov 2007) |
| Tax Bill | $2,868 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 537-10-00-098 |
| Primary APN | 537-10-00-098 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 4,692 sqft |
| 1st Floor Area | 1,620 sqft |
| Upper Floors Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 96 ft wide |
| Terrain | High |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 684 sqft |
| Deck Area | 120 sqft |
| Patio Area | 444 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 524 CHIMNEY BLUFF DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 6 |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4613 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 524 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF SC |
| Apr 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2007 · Amount on Record |
| Deed Sale | Nov 16, 2007 · Amount on Record |
| Prior Sale | Nov 1, 2002 · Amount on Record |
| Deed Book / Page | 644 / 573 |
| Last Transfer Date | Jul 16, 2009 |
| Transfer Doc | 0069/0450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 524 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0911/0368 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 524 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648113, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0911/0368 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 000911/000368 |
| Name | BANK OF SC |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 524 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0629/0793 |
| Book / Page | 000629 / 000793 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 524 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648113, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0629/0793 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 000629/000793 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,868.00 (+12.51%) | $747,500 (+2,775%) Land $178,250 Building $569,250 | $1,121,400 (+72.52%) Land $250,000 Building $871,400 |
| 2024 | $2,549.00 (+8.24%) | $26,000 (-) | |
| 2022 | $2,355.00 | $26,000 | $650,000 (-) Land $155,000 Building $495,000 |
| 2020 | $650,000 Land $155,000 Building $495,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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