Charleston County property record for 508 Chimney Bluff Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,884 sqft · built 1999 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jun 2021) |
| Tax Bill | $3,537 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 537-10-00-102 |
| Primary APN | 537-10-00-102 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,884 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Upper Floors Area | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 133 ft deep x 110 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 555 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 329 sqft |
| Deck Area | 285 sqft |
| Patio Area | 285 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 508 CHIMNEY BLUFF DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLASNTATION DESCRIPTION -LOT 2 |
| Legal Subdivision | HOBCAW CREEK PLASNTATION |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4613 |
508 Chimney Bluff Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTHFIRST BANK |
| Dec 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN FIRST BANK NA |
| Jun 3, 2021 | Deed, Transfer |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Jun 14, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Jan 14, 2013 · Amount on File |
| Deed Book / Page | 998 / 712 |
| Prior Transfer Date | Apr 25, 2006 |
| Prior Transfer Doc | L581/0169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 8, 2026 |
| Property Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 1381000117 |
| Book / Page | 1381 / 117 |
| Instrument Date | Apr 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 1381000117, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1381/117 |
| Name | SOUTHFIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | Apr 8, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0011550666 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 1155/666 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Dec 15, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 3, 2021 |
| Property Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 09980712 |
| Book / Page | 998 / 712 |
| Map Reference | MB EC PG 581 |
| Instrument Date | Jun 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0936/0031 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 508 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648113, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0936/0031 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 000936/000031 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 17, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 508 CHIMNEY BLUFF DR, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0648/0348 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 508 CHIMNEY BLUFF DR MOUNT PLEASANT SC 294648113, MOUNT PLEASANT, SC 29464-8113 |
| Document Number | 0648/0348 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 000648/000348 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 508 Chimney Bluff Dr was $3,537, up 12.8% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,537.00 (+12.75%) | $937,250 (+2,775%) Land $178,250 Building $759,000 | $1,156,900 Land $250,000 Building $906,900 |
| 2024 | $3,137.00 | $32,600 | |
| 2022 | $2,777.00 | $31,000 | $775,000 Land $155,000 Building $620,000 |
| 2020 | $815,000 Land $155,000 Building $660,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 508 Chimney Bluff Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 508 Chimney Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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