516 River Gate Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 516 River Gate Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,972 sqft · built 2001
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$485,400 (Apr 2007)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	May 2021 Refinance
APN	`0617001002570`

Property Details

APN / Parcel Number

Primary APN	`0617001002570`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,972 sqft Living Area
1st Floor Area	1,247 sqft
Upper Floors Area	1,247 sqft
Attic	Attic
Attic Area	154 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	35 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	648 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	516 RIVER GATE RD
City	CHESAPEAKE
State	VA
Zip	23322-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	257 EMERALD LAKES ESTATES SEC 3A
Legal Subdivision	CARRIAGE HOUSE ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2013
Census Tract	21009

Owner

Source: Chesapeake City assessment roll, APN 0617001002570, as of August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	516 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2007 · Amount on Record
Deed Sale	Apr 11, 2007 · Amount on Record
Prior Sale	Oct 18, 2001 · Amount on Record
Deed Book / Page	7033 / 70
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	516 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10378/1517
Date	May 27, 2021
Book Page	10378/1517
Instrument	210024218

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll as of August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,144.00 (+34.47%)	$608,300 (+9.54%) Land $185,000 Building $423,300	$608,300 (+9.54%) Land $185,000 Building $423,300
2023		$555,300 (+7.01%) Land $180,000 Building $375,300	$555,300 (+7.01%) Land $180,000 Building $375,300
2022		$518,900 Land $155,000 Building $363,900	$518,900 Land $155,000 Building $363,900
2019	$4,569.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 183 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3550051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.