Chesapeake City property record for 505 River Gate Rd, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2.5 ba · 2,516 sqft · built 2000 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Nov 2018) |
| Tax Bill | $5,496 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2011 Mortgage + 4 more |
| APN | 0617001002100 |
| Primary APN | 0617001002100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,516 sqft Total Area |
| 1st Floor Area | 2,516 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 27 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 505 RIVER GATE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6903 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R12AS: RES |
| Legal Description | 210 EMERALD LAKES ESTATES SEC 3A |
| Legal Subdivision | CARRIAGE HOUSE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 3, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 19, 2011 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 24, 2009 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| May 31, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Refinance ABNB FEDERAL CREDIT UNION |
| Nov 28, 2018 | Warranty Deed, Transfer · VA Mortgage ADVANCE FINANCIAL GROUP |
| Sep 21, 2006 | Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Sep 21, 2006 · Amount on Record |
| Deed Document Number | 201830996 |
| Deed Book / Page | 9970 / 951 |
| Last Transfer Date | Feb 25, 2026 |
| Transfer Doc | 0000005167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 10097/1448 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 10097/1448 |
| Instrument | 200000132 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008564/271 |
|---|---|
| Date | Dec 19, 2011 |
| Book Page | 8564/271 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007941/516 |
|---|---|
| Date | Sep 24, 2009 |
| Book Page | 7941/516 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 31, 2023 |
| Property Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Document Number | 10665/1958 |
| Book / Page | 10665 / 1958 |
| Instrument Date | May 22, 2023 |
| Instrument | 230011129 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Document Number | 10665/1962 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 10665/1962 |
| Instrument | 230011130 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 28, 2018 |
| Property Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Document Number | 009970/951 |
| Book / Page | 9970 / 951 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 180030996 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | TITLEQUEST AGENCY INC, TITLE QUEST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Document Number | 0180030997 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 180030997 |
| Name | ADVANCE FINANCIAL GROUP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 21, 2006 |
| Property Address | 505 RIVER GATE RD, CHESAPEAKE, VA 23322-6903 |
| Document Number | 006751/329 |
| Book / Page | 6751 / 329 |
| Instrument Date | Sep 18, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000675132 |
|---|---|
| Date | Sep 21, 2006 |
| Instrument | 6751/32 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,400 (+5.73%) Land $210,000 Building $365,400 | $575,400 (+5.73%) Land $210,000 Building $365,400 | |
| 2025 | $5,496.00 (+6.06%) | $544,200 (+9.61%) Land $185,000 Building $359,200 | $544,200 (+9.61%) Land $185,000 Building $359,200 |
| 2024 | $5,182.00 | ||
| 2023 | $496,500 Land $180,000 Building $316,500 | $496,500 Land $180,000 Building $316,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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