Chesapeake City property record for 525 River Gate Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,800 sqft · built 2000 |
| Lot Size | 0.602 acres (26,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,500 (Jun 2004) |
| Tax Bill | $7,383 (2025) |
| Deeds & Mortgages | Dec 2011 Second Mortgage Apr 2013 Mortgage + 4 more |
| APN | 0617001002350 |
| Primary APN | 0617001002350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| Upper Floors Area | 1,494 sqft |
| Attic | Attic |
| Attic Area | 176 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 26,223 sqft (0.602 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 702 sqft |
| Patio Area | 275 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 525 RIVER GATE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 235 CARRIAGE HOUSE ESTATES SEC 1 |
| Legal Subdivision | CARRIAGE HOUSE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 525 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2011 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK @LANTEC |
| Apr 4, 2013 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Mar 30, 2015 | Deed of Trust, Mortgage · ARM BANK@LANTEC |
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Jun 21, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK @ LANTEC |
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2004 · Amount on Record |
| Deed Sale | Jun 11, 2004 · Amount on Record |
| Deed Book / Page | 5501 / 438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 525 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008574/628 |
|---|---|
| Date | Dec 29, 2011 |
| Book Page | 8574/628 |
| Name | BANK @LANTEC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 22, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 525 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00009031/3 |
|---|---|
| Date | Apr 4, 2013 |
| Book Page | 9031/3 |
| Name | FULTON BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 525 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09492/1428 |
|---|---|
| Date | Mar 30, 2015 |
| Book Page | 9492/1428 |
| Name | BANK@LANTEC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.81% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 525 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09757/1788 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 9757/1788 |
| Instrument | 170004921 |
| Name | FULTON BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 525 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006595/562 |
|---|---|
| Date | Jun 21, 2006 |
| Book Page | 6595/562 |
| Name | BANK @ LANTEC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 525 RIVER GATE RD, CHESAPEAKE, VA 23322-6829 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170004921 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 9757/1788 |
| Instrument | 170004921 |
| Name | FULTON BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $757,900 (+3.68%) Land $235,000 Building $522,900 | $757,900 (+3.68%) Land $235,000 Building $522,900 | |
| 2025 | $7,383.00 (+33.41%) | $731,000 (+10.12%) Land $215,000 Building $516,000 | $731,000 (+10.12%) Land $215,000 Building $516,000 |
| 2023 | $663,800 Land $205,000 Building $458,800 | $663,800 Land $205,000 Building $458,800 | |
| 2019 | $5,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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