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524 River Gate Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 524 River Gate Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,058 sqft · built 2001
Lot Size0.365 acres (15,899 sqft)
OwnerIndividual Name on File
Last Sale$449,900 (Aug 2018)
Tax Bill$7,963 (2025)
Deeds & MortgagesAug 2019 Mortgage
Feb 2021 Refinance
+ 5 more
APN0617001002550

Property Details

APN / Parcel Number

Primary APN0617001002550

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,058 sqft Living Area
1st Floor Area1,583 sqft
Upper Floors Area1,583 sqft
AtticAttic
Attic Area424 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,899 sqft (0.365 acres)
Lot Dimensions202 ft deep x 90 ft wide
Garage TypeAttached
Garage Area424 sqft

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area24 sqft
Deck AreaDeck Area
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address524 RIVER GATE RD
CityCHESAPEAKE
StateVA
Zip23322-6830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description255 CARRIAGE HOUSE ESTATES SEC 1
Legal SubdivisionCARRIAGE HOUSE ESTATES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2013
Census Tract21009

Owner

Source: Chesapeake City records · APN 0617001002550

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
FULTON BANK NA
Feb 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SOUTHERN TRUST MORTGAGE LLC
Jun 12, 2006Deed of Trust, Mortgage · Line of Credit
THE OLD POINT NATIONAL BA
Sep 15, 2006Deed of Trust, Mortgage · Stand-Alone Second Mortgage
QUICKEN LOANS INC
Aug 30, 2018Special Warranty Deed, Transfer · Conventional Mortgage
FULTON BANK NA
Mar 27, 2018Trustee's Deed, Foreclosure
Jun 02, 2005Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleMar 27, 2018 · Amount on Record
Deed Document Number201823374
Deed Book / Page9948 / 101
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Transaction TypeMortgage
Record UpdatedMay 08, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010045/303
DateAug 16, 2019
Book Page10045/303
Instrument190021476
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate
Rate3.88%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010313/100
DateFeb 17, 2021
Book Page10313/100
Instrument210007437
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeFixed Rate

June 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number006577/711
DateJun 12, 2006
Book Page6577/711
Lender
NameTHE OLD POINT NATIONAL BA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number006741/565
DateSep 15, 2006
Book Page6741/565
Lender
NameQUICKEN LOANS INC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2021
Interest
Rate TypeFixed Rate

August 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 30, 2018
Property Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Document Number009948/101
Book / Page9948 / 101
Instrument DateAug 03, 2018
Instrument180023374
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830

Mortgage

Document Number0180023375
DateAug 30, 2018
Instrument180023375
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 27, 2018
Property Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Document Number09895/1734
Book / Page9895 / 1734
Instrument DateMar 15, 2018
Instrument180007566
Transaction TypeForeclosure
Record UpdatedSep 06, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3815 SOUTHWEST TEMPLE, SOUTH SALT LAKE, UT 84115-4412
InvestorPossibly a Property Investor

June 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 02, 2005
Property Address524 RIVER GATE RD, CHESAPEAKE, VA 23322-6830
Document Number006029/426
Book / Page6029 / 426
Instrument DateApr 29, 2005
Transaction TypeTransfer
Record UpdatedMay 08, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,963.00 (+36.47%)$788,400 (+11.03%) Land $215,000 Building $573,400$788,400 (+11.03%) Land $215,000 Building $573,400
2023$710,100 (+6.93%) Land $205,000 Building $505,100$710,100 (+6.93%) Land $205,000 Building $505,100
2022$664,100 Land $185,000 Building $479,100$664,100 Land $185,000 Building $479,100
2019$5,835.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1982–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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