Chesapeake City property record for 512 River Gate Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,829 sqft · built 2000 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (May 2008) |
| Tax Bill | $6,304 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Oct 2021 Refinance + 4 more |
| APN | 0617001002580 |
| Primary APN | 0617001002580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,829 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 1,216 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 124 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 203 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 512 RIVER GATE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-6830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 258 EMERALD LAKES ESTATES SEC 3A |
| Legal Subdivision | CARRIAGE HOUSE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21009 |
512 River Gate Rd is owned and occupied by two individuals who bought it in May 2008.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 RIVER GATE RD, CHESAPEAKE, VA 23322-6830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2019 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS |
| Feb 23, 2012 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Apr 16, 2013 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Oct 18, 2011 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Jul 3, 2007 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2008 · Amount on File |
| Deed Sale | May 12, 2008 · Amount on File |
| Prior Sale | Jul 3, 2007 · Amount on File |
| Deed Book / Page | 7482 / 561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 512 RIVER GATE RD, CHESAPEAKE, VA 23322-6830 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010044/74 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 10044/74 |
| Instrument | 190021147 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 512 RIVER GATE RD, CHESAPEAKE, VA 23322-6830 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NTL TITLE OF OREGON |
| Name | Verified Name |
|---|
| Document Number | 010464/286 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 10464/286 |
| Instrument | 210046991 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 512 RIVER GATE RD, CHESAPEAKE, VA 23322-6830 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008620/798 |
|---|---|
| Date | Feb 23, 2012 |
| Book Page | 8620/798 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 512 RIVER GATE RD, CHESAPEAKE, VA 23322-6830 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009043/482 |
|---|---|
| Date | Apr 16, 2013 |
| Book Page | 9043/482 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 512 RIVER GATE RD, CHESAPEAKE, VA 23322-6830 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008511/867 |
|---|---|
| Date | Oct 18, 2011 |
| Book Page | 8511/867 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 3, 2007 |
| Property Address | 512 RIVER GATE RD, CHESAPEAKE, VA 23322-6830 |
| Document Number | 007146/452 |
| Book / Page | 7146 / 452 |
| Instrument Date | Jun 28, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 512 River Gate Rd was $6,304.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,100 (+6.39%) Land $210,000 Building $454,100 | $664,100 (+6.39%) Land $210,000 Building $454,100 | |
| 2025 | $6,304.00 | $624,200 Land $185,000 Building $439,200 | $624,200 Land $185,000 Building $439,200 |
| 2023 | $573,000 (+11.87%) Land $180,000 Building $393,000 | $573,000 (+11.87%) Land $180,000 Building $393,000 | |
| 2022 | $512,200 Land $155,000 Building $357,200 | $512,200 Land $155,000 Building $357,200 | |
| 2019 | $4,531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 512 River Gate Rd; there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 River Gate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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