1. Home
  2. Minnesota
  3. Clearwater
  4. Spring St

515 Spring St, Clearwater, MN 55320 Property Records

Wright County property record for 515 Spring St, Clearwater, MN 55320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1967
Lot Size0.272 acres (11,878 sqft)
Owner2 Individual Names on Record
Last Sale$193,500 (Jan 2020)
Tax Bill$2,502 (2026)
Deeds & MortgagesJan 2020 Sale & Second Mortgage
Aug 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN104-010-019020

Property Details

APN / Parcel Number

Primary APN104-010-019020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area960 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area11,878 sqft (0.272 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address515 SPRING ST
CityCLEARWATER
StateMN
Zip55320-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-002 BLOCK-019 LOTS 2 & 3 BLK 19 LOCK-019 LOTS 2 & 3 BLK 19
Legal Range027
Legal Township123
Legal Section35
Legal SubdivisionORIGINAL PLAT CLEARWATER
Legal Block19,19
Legal Lot Number2-3
JurisdictionWRIGHT MN
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1010
Census Tract100300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address515 SPRING ST, CLEARWATER, MN 55320-2013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2020Warranty Deed, Transfer · Stand-Alone Second Mortgage
HERITAGE BANK NA
Aug 2, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 15, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 28, 2018Warranty Deed, Transfer
PREFERRED TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2020 · Amount on Record
Deed SaleJan 9, 2020 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Document Number20201415686
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJan 9, 2020
Property Address515 SPRING ST, CLEARWATER, MN 55320-2013
Document Number0001415686
Instrument DateDec 23, 2019
Instrument1415686
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$638.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address515 SPRING ST, CLEARWATER, MN 55320-2013

Mortgage

Document Number0001415689
DateJan 9, 2020
Instrument1415689
Lender
NameHERITAGE BANK NA
TypeBank
AddressSPICER, MN 56288
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2030

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWRIGHT MN
Recording DateAug 2, 2019
Property Address515 SPRING ST, CLEARWATER, MN 55320-2013
Document Number0001401858
Instrument DateAug 2, 2019
Instrument1401858
Transaction TypeTransfer
Record UpdatedSep 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3140 HAMLINE AVE N ARDEN HILLS MN 551123730, ARDEN HILLS, MN 55112-3730

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWRIGHT MN
Recording DateNov 15, 2018
Property Address515 SPRING ST, CLEARWATER, MN 55320-2013
Document Number0001384171
Instrument DateNov 7, 2018
Instrument1384171
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address515 SPRING ST CLEARWATER MN 553202013, CLEARWATER, MN 55320-2013

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJun 28, 2018
Property Address515 SPRING ST, CLEARWATER, MN 55320-2013
Document Number0001373583
Instrument DateJun 19, 2018
Instrument1373583
Transaction TypeTransfer
Record UpdatedAug 2, 2018
Title CompanyPREFERRED TITLE

Transaction

AmountAmount Recorded
Tax$38.12
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13600 EDGEWOOD ST BECKER MN 553088930, BECKER, MN 55308-8930

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityClearwater City
CountyWright County
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,502.00 (+0.81%)$245,800 (+7.48%) Land $33,800 Building $212,000$245,800 (+7.48%) Land $33,800 Building $212,000
2025$228,700 (+6.67%) Land $26,000 Building $202,700$228,700 (+6.67%) Land $26,000 Building $202,700
2023$2,482.00 (-0.88%)$214,400 Land $26,000 Building $188,400$214,400 Land $26,000 Building $188,400
2022$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1998–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemClearwater
serves 2,129 people · EPA ID MN1860025
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures