500 Spring St, Clearwater, MN 55320 Property Records

Wright County property record for 500 Spring St, Clearwater, MN 55320 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	1,242 sqft Living Area
Lot Size	7,424 sqft (0.17 acres)
Garage	Attached, 606 sqft
Last Sale	$182,500 (2005)
Tax Bill	$3,198.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`104-010-013100`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,242 sqft Living Area
1st Floor	1,242 sqft 1st Floor
Basement Area	1,176 sqft Basement
Finished Basement	1,176 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Dome Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	7,424 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	606 sqft Garage
Deck Area	192 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	500 SPRING ST
City	CLEARWATER
State	MN
Zip	55320-2013
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LT10 BLK13 ALSO NW 15FT OF LOT 9 AS MSD AT R AGLS TO NW LN 3 ALSO NW 15FT
Legal Range	027
Legal Township	123
Legal Section	35
Legal Subdivision	ORIGINAL PLAT CLEARWATER
Legal Block	13
Legal Lot Number	10,9
Jurisdiction	WRIGHT MN
Minor Civil Division	CLEARWATER
Census Blockgroup	1
Census Block	1004
Census Tract	100300

Owner

Source: Wright County records · APN 104-010-013100

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 232, CLEARWATER, MN 55320-0232
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2005 · Amount on Record
Deed Sale	Sep 13, 2005 · Amount on Record
Prior Sale	Apr 06, 1998 · Amount on Record
Deed Doc Number	200597456
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	500 SPRING ST, CLEARWATER, MN 55320-2013
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	QUARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001452148
Date	Dec 16, 2020
Instrument	1452148

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,198.00 (+0.57%)	$274,500 (+3.51%) Land $23,300 Building $251,200	$274,500 (+3.51%) Land $23,300 Building $251,200
2025		$265,200 (+0.34%) Land $26,000 Building $239,200	$265,200 (+0.34%) Land $26,000 Building $239,200
2023	$3,180.00 (+6.07%)	$264,300 Land $26,000 Building $238,300	$264,300 Land $26,000 Building $238,300
2022	$2,998.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.