Wright County property record for 445 Spring St, Clearwater, MN 55320 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,869 sqft · built 1920 |
| Lot Size | 0.23 acres (10,027 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jul 2023) |
| Tax Bill | $3,030 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-018050 |
| Primary APN | 104-010-018050 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,869 sqft Living Area |
| 1st Floor Area | 2,784 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 10,027 sqft (0.23 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 115 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 445 SPRING ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER S1/2 OF 4 & ALL OF LT 5 BLK 18 & NLY 11FT OF MAPLE ST S OF LT 5 & ALL OF L |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 18 |
| Legal Lot Number | 5 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100300 |
Source: Wright County records · APN 104-010-018050
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 SPRING ST, CLEARWATER, MN 55320-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Jun 10, 2003 · Amount on Record |
| Deed Document Number | 20231556367 |
| Prior Transfer Date | Feb 21, 2017 |
| Prior Transfer Doc | 00A1337521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 18, 2023 |
| Property Address | 445 SPRING ST, CLEARWATER, MN 55320-2012 |
| Document Number | 00A1534450 |
| Instrument Date | Jul 14, 2023 |
| Instrument | A1534450 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | GREAT NORTHERN TITLE, GREAT NORTH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 SPRING ST, CLEARWATER, MN 55320-2012 |
| Document Number | 00A1534451 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | A1534451 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Feb 24, 2017 |
| Property Address | 445 SPRING ST, CLEARWATER, MN 55320-2012 |
| Document Number | 0001337521 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 1337521 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 SPRING ST CLEARWATER MN 553202012, CLEARWATER, MN 55320-2012 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,030.00 (+19.86%) | $248,900 (+0.53%) Land $31,000 Building $217,900 | $248,900 (+0.53%) Land $31,000 Building $217,900 |
| 2025 | $247,600 (+12.39%) Land $26,000 Building $221,600 | $247,600 (+12.39%) Land $26,000 Building $221,600 | |
| 2023 | $2,528.00 (+12.86%) | $220,300 Land $26,000 Building $194,300 | $220,300 Land $26,000 Building $194,300 |
| 2022 | $2,240.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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