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505 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 505 Ridges Dr, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,563 sqft · built 2018
Lot Size0.145 acres (6,325 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Mar 2024)
Tax Bill$3,328 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-28-27-835824-000920

Property Details

APN / Parcel Number

Primary APN27-28-27-835824-000920
Alternative APN
  • 72827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,563 sqft Living Area
Gross Area2,086 sqft
1st Floor Area1,563 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,325 sqft (0.145 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area419 sqft
PorchFlorida Room
Porch Area158 sqft

Location & Zoning

Street Address505 RIDGES DR
CityDUNDEE
StateFL
Zip33838-4629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE OF DUNDEE PB 137 PG 8 LOT 92
Legal Range27E
Legal Township28S
Legal Section27
Legal SubdivisionRIDGE OF DUNDEE
Legal Tract835824
Legal Block1
Legal Lot Number92
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1062
Census Tract14121

Owner

Source: Polk County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address420 AVENUE H SE, WINTER HAVEN, FL 33880-3771
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Warranty Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK
Sep 17, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 30, 2020Warranty Deed, Transfer · Conventional with PMI
AMERICAN BANCSHARES MTG
Apr 2, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
CITYWIDE HMS LNS
May 23, 2017Grant Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleSep 17, 2021 · Amount on Record
Deed Document Number202471335
Deed Book / Page13056 / 1814
Last Transfer DateMay 13, 2024
Transfer Doc0000111772
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 28, 2024
Property Address505 RIDGES DR, DUNDEE, FL 33838-4629
Document Number0000071335
Book / Page13056 / 1814
Map ReferenceMB 137 PG 8
Instrument DateMar 25, 2024
Instrument2024071335
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 821, YAUCO XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 AVENUE H SE, WINTER HAVEN, FL 33880-3771

Mortgage

Document Number0130561816
DateMar 28, 2024
Instrument13056/1816
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 17, 2021
Property Address505 RIDGES DR, DUNDEE, FL 33838-4629
Document Number0000242861
Book / Page11896 / 1540
Map ReferenceMB 137 PG 8
Instrument DateJun 16, 2021
Instrument2021242861
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyRTR TITLE OF CENTRAL FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,574.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 RIDGES DR, 505, DUNDEE, FL 33838-4629

Transferred To (Grantee/Buyer)

NameVerified Name
AddressBDA ARTURO LLUVERRAS #113 # 113, 113, YAUCO XX 698

Mortgage

Document Number0118961542
DateSep 17, 2021
Instrument11896/1542
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 30, 2020
Property Address505 RIDGES DR, DUNDEE, FL 33838-4629
Document Number0115180808
Book / Page011518 / 000808
Instrument DateDec 29, 2020
Instrument284047
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,327.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 RIDGES DR DUNDEE FL 338384629, DUNDEE, FL 33838-4629

Mortgage

Document Number115180809
DateDec 30, 2020
Book Page011518/000809
Instrument284048
Lender
NameAMERICAN BANCSHARES MTG
TypeBank
AddressMIAMI LAKES, FL 33015
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateApr 2, 2018
Property Address505 RIDGES DR, DUNDEE, FL 33838-4629
Document Number0104390408
Book / Page010439 / 000408
Instrument DateMar 23, 2018
Instrument68339
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 3, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,357.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3240 SW 34TH ST #1111 FL, 1111, FL

Mortgage

Document Number104390409
DateApr 2, 2018
Book Page010439/000409
Instrument68340
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Mortgage

Document Number104390421,
DateApr 2, 2018
Book Page010439/000421
Instrument68341
Lender
NameLOUISIANA MTG ASSOCS
TypeFunding / Finance Company
AddressFLINT, MI 48501-2026
Agreement
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 23, 2017
Property Address505 RIDGES DR, DUNDEE, FL 33838-4629
Document Number0101540006
Book / Page010154 / 000006
Instrument DateMay 17, 2017
Instrument97693
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$17,108.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,328.00 (-5.1%) Homeowner's exemption$210,299 (-0.01%) Land $38,000 Building $172,299$210,299 (-7.91%) Land $38,000 Building $172,299
2023$3,507.00 (+2.9%) Homeowner's exemption$210,317 (+3%)$228,370 (+11.84%) Land $37,000 Building $191,370
2022$3,408.00 Homeowner's exemption$204,191 Land $31,000 Building $173,191$204,191 Land $31,000 Building $173,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2002–2004)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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