316 E Keyser St, Garrett, IN 46738 Property Records

DeKalb County property record for 316 E Keyser St, Garrett, IN 46738

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,112 sqft · built 1910
Lot Size0.072 acres (3,136 sqft)
OwnerIndividual Name on Record
Last Sale$75,100 (Jun 2015)
Tax Bill$779 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-09-03-111-028.000-013

Property Details

APN / Parcel Number

Primary APN17-09-03-111-028.000-013
Alternative APN
  • 260903111028

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft
Basement Area1,112 sqft
Unfinished Basement1,112 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1960
Construction TypeWood
Roof MaterialAsphalt
Lot Area3,136 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number260903111028
Street Address316 E KEYSER ST
CityGARRETT
StateIN
Zip46738-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOP LOT 13 BLOCK 22
Legal SubdivisionORIGINAL PLAT OF THE TOWN
Legal Block22
Legal Lot Number13
JurisdictionDE KALB IN
Township / Civil DivisionKEYSER
Census Block Group2
Census Block2015
Census Tract20602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Garrett Historic District
listed 1983 · 925 contributing resources · NRIS 83000121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address316 E KEYSER ST, GARRETT, IN 46738-1553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2015 · Amount on Record
Deed SaleJun 24, 2015 · Amount on Record
Prior SaleApr 9, 2008
Deed Document Number20153056
Prior Transfer DateApr 26, 2007
Prior Transfer Doc0000003813
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address316 E KEYSER ST, GARRETT, IN 46738-1553
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 E KEYSER ST, GARRETT, IN 46738-1553

Mortgage

Document Number0202104781
DateJun 28, 2021
Instrument202104781
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueJul 1, 2045

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionKeyser Township
MunicipalityGarrett City
Unified School DistrictGarrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$779.00 (-2.99%)$121,900 (+4.55%) Land $10,500 Building $111,400$121,900 (+4.55%) Land $10,500 Building $111,400
2024$803.00 (+20.93%)$116,600 (+9.38%) Land $10,000 Building $106,600$116,600 (+9.38%) Land $10,000 Building $106,600
2023$664.00 (-57.41%)$106,600 (+18.84%) Land $9,100 Building $97,500$106,600 (+18.84%) Land $9,100 Building $97,500
2022$1,559.00$89,700 Land $7,500 Building $82,200$89,700 Land $7,500 Building $82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRETT WATER UTILITY
serves 6,390 people · EPA ID IN5217004
Water SourceGroundwater
Last State InspectionAug 2023
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Auburn Essential Services
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
MetaLINK Technologies
Fixed Wireless
200 / 50
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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