515 3rd St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 515 3rd St NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.213 acres (9,299 sqft)
Owner	Company Name on File
Last Sale	$72,739 (Oct 2011)
Tax Bill	$2,562 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17.00399.00`

Property Details

APN / Parcel Number

Primary APN	`17.00399.00`

Exterior

Lot Area	9,299 sqft (0.213 acres)

Location & Zoning

Street Address	515 3RD ST NE
City	SAINT CLOUD
State	MN
Zip	56304-0311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 OWNERS SUBD LOT 47 AUDIT 1916 LOT-003 BLOCK-002 ELY 124 FT OF SLY 75 FT OF LOT 3
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	OWNERS SUBD LOT 47 AUDIT 1916
Legal Block	2
Legal Lot Number	3,47
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4015
Census Tract	21201

Owner

Source: Benton County records · APN 17.00399.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5630 398TH ST, RICE, MN 56367-9595
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit BANKVISTA
Feb 07, 2023	Quit Claim Deed, Transfer RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2011 · Amount on Record
Deed Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	20111384622
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	515 3RD ST NE, SAINT CLOUD, MN 56304-0311
Transaction Type	Mortgage
Record Updated	Feb 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5630 398TH ST, RICE, MN 56367-9595

Mortgage

Document Number	0000464288
Date	Dec 19, 2022
Instrument	464288

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Feb 07, 2023
Property Address	515 3RD ST NE, SAINT CLOUD, MN 56304-0311
Document Number	0000464957
Instrument Date	Jan 10, 2023
Instrument	464957
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5630 398TH ST, RICE, MN 56367-9595

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,562.00 (+25.22%)	$184,300 (+14.05%) Land $30,000 Building $154,300	$184,300 (+14.05%) Land $30,000 Building $154,300
2023	$2,046.00	$161,600 Land $30,000 Building $131,600	$161,600 Land $30,000 Building $131,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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