Benton County property record for 511 3rd St NE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 2,272 sqft (0.052 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $162,000 (2026) |
| Tax Bill | $1,100.00 (2026) |
| Primary APN | 17.00400.00 |
|---|
| Lot Area | 2,272 sqft (0.052 acres) |
|---|
| Street Address | 511 3RD ST NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0311 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 OWNERS SUBD LOT 47 AUDIT 1916 LOT-003 BLOCK-002 PART OF COMM 140 FT SWLY OF SE COR TH NWLY 40 FT TH |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | OWNERS SUBD LOT 47 AUDIT 1916 |
| Legal Block | 2 |
| Legal Lot Number | 3,47 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4015 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00400.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 3RD ST NE, SAINT CLOUD, MN 56304-0311 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEOWNERS FINANCIAL GROUP USA |
| Sep 23, 2022 | Deed of Trust, Mortgage · Stand Alone First Mortgage BREMER BANK NA |
| Sep 23, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage BREMER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Prior Sale | Aug 06, 2025 · Amount on Record |
| Deed Doc Number | 2026483788 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jun 09, 2026 |
| Property Address | 511 3RD ST NE, SAINT CLOUD, MN 56304-0311 |
| Document Number | 0000483788 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026483788 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,994.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 3RD ST NE, SAINT CLOUD, MN 56304-0311 |
| Document Number | 0000483789, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 2026483789 |
| Name | HOMEOWNERS FINANCIAL GROUP USA |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2066 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000483790, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 2026483790 |
| Name | HOMEOWNERS FINANCIAL GROUP USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 511 3RD ST NE, SAINT CLOUD, MN 56304-0311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000462999 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 462999 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Sep 23, 2022 |
| Property Address | 511 3RD ST NE, SAINT CLOUD, MN 56304-0311 |
| Document Number | 0000462997 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 462997 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2025 |
| Title Company | TRI COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 3RD ST NE, SAINT CLOUD, MN 56304-0311 |
| Investor | Possibly a Property Investor |
| Document Number | 0000462999 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 462999 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100.00 (+11.79%) Homeowner's exemption | $132,600 (+27.01%) Land $15,000 Building $117,600 | $132,600 (+27.01%) Land $15,000 Building $117,600 |
| 2025 | $984.00 (+5.81%) Homeowner's exemption | $104,400 (-) Land $15,000 Building $89,400 | $104,400 (-) Land $15,000 Building $89,400 |
| 2023 | $930.00 | $104,400 Land $15,000 Building $89,400 | $104,400 Land $15,000 Building $89,400 |
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