512 3rd St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 512 3rd St NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.332 acres (14,477 sqft)
Owner	2 Individual Names on File
Last Sale	$114,500 (Dec 2020)
Tax Bill	$3,564 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00402.00`

Property Details

APN / Parcel Number

Primary APN	`17.00402.00`

Exterior

Lot Area	14,477 sqft (0.332 acres)

Location & Zoning

Street Address	512 3RD ST NE
City	SAINT CLOUD
State	MN
Zip	56304-0310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 OWNERS SUBD LOT 47 AUDIT 1916 LOT-002 BLOCK-003 W 90 FT OF E 204 FT EXC W 7 FT OF S 66 FT
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	OWNERS SUBD LOT 47 AUDIT 1916
Legal Block	3
Legal Lot Number	2,47
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4014
Census Tract	21201

Owner

Source: Benton County records · APN 17.00402.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6801 SOUTHDALE RD, MINNEAPOLIS, MN 55435-1646
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage SENTRY BANK
Dec 02, 2020	Warranty Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK
Mar 05, 2019	Warranty Deed, Transfer SUPERIOR FINANCING INC
Dec 05, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2020 · Amount on Record
Deed Sale	Dec 02, 2020 · Amount on Record
Prior Sale	Mar 05, 2019 · Amount on Record
Deed Document Number	2020447811
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	512 3RD ST NE, SAINT CLOUD, MN 56304-0310
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	QUARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439659
Date	Nov 19, 2019
Instrument	439659

Lender

Name	SENTRY BANK
Type	Bank
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 07, 2024

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Dec 02, 2020
Property Address	512 3RD ST NE, SAINT CLOUD, MN 56304-0310
Document Number	0000447811
Instrument Date	Nov 17, 2020
Instrument	447811
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$377.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6801 SOUTHDALE RD, EDINA, MN 55435-1646
Investor	Possibly a Property Investor

Mortgage

Document Number	0000447812
Date	Dec 02, 2020
Instrument	447812

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 05, 2019
Property Address	512 3RD ST NE, SAINT CLOUD, MN 56304-0310
Document Number	0000434542
Instrument Date	Mar 01, 2019
Instrument	434542
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$182.16
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SCHWINGHAMMER DR, ALBANY, MN 56307-4530

Mortgage

Document Number	0000434543
Date	Mar 05, 2019
Instrument	434543

Lender

Name	SUPERIOR FINANCING INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Aug 28, 2019

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Dec 05, 2018
Property Address	512 3RD ST NE, SAINT CLOUD, MN 56304-0310
Document Number	0000433085
Instrument Date	Nov 14, 2018
Instrument	433085
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 2ND AVE N, SAUK RAPIDS, MN 56379-1604

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,564.00 (+94.75%)	$157,800 (+9.66%) Land $30,000 Building $127,800	$157,800 (+9.66%) Land $30,000 Building $127,800
2023	$1,830.00	$143,900 Land $30,000 Building $113,900	$143,900 Land $30,000 Building $113,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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