Benton County property record for 502 3rd St NE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.131 acres (5,726 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2026) |
| Tax Bill | $1,428 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00405.00 |
| Primary APN | 17.00405.00 |
|---|
| Lot Area | 5,726 sqft (0.131 acres) |
|---|
| Street Address | 502 3RD ST NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 OWNERS SUBD LOT 47 AUDIT 1916 LOT-002 BLOCK-003 PART OF |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | OWNERS SUBD LOT 47 AUDIT 1916 |
| Legal Block | 3 |
| Legal Lot Number | 2,47 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 21201 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 502 3RD ST NE, SAINT CLOUD, MN 56304-0310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Deed Document Number | 2026483452 |
| Prior Transfer Date | Jun 16, 2023 |
| Prior Transfer Doc | 0000466600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 21, 2026 |
| Property Address | 502 3RD ST NE, SAINT CLOUD, MN 56304-0310 |
| Document Number | 0000483452 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026483452 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,994.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 502 3RD ST NE, SAINT CLOUD, MN 56304-0310 |
| Document Number | 0000483453, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026483453 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,428.00 (+14.42%) Homeowner's exemption | $138,700 (+11.95%) Land $25,000 Building $113,700 | $138,700 (+11.95%) Land $25,000 Building $113,700 |
| 2025 | $1,248.00 (+5.76%) Homeowner's exemption | $123,900 (+1.56%) Land $25,000 Building $98,900 | $123,900 (+1.56%) Land $25,000 Building $98,900 |
| 2023 | $1,180.00 | $122,000 Land $25,000 Building $97,000 | $122,000 Land $25,000 Building $97,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink.
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